Marketplaces & ECommerce
Discover the leading open banking companies enabling secure, high-conversion payments for eCommerce in 2026.
Ready to get started with Open Banking?
Talk to an Ivy expert today and see how our default global, default instant financial infrastructure is helping leading companies grow through Open Banking.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Ecommerce businesses use open banking to offer pay-by-bank options at checkout. Customers can pay directly from their bank account using secure authentication through their banking app, allowing merchants to receive funds without relying on card networks.
Open banking payments can reduce transaction fees, eliminate chargebacks, and improve payment security. Because payments move directly between bank accounts, merchants can often process transactions at lower costs compared to traditional card payments.
Marketplaces use open banking for both customer payments and seller payouts. Buyers can pay through direct bank transfers, while sellers can receive payouts quickly through instant bank transfers, helping platforms manage payments efficiently at scale.
In some markets, offering pay-by-bank can improve conversion rates because customers can complete payments directly through their banking app without entering card details. The familiar authentication process can increase trust and reduce checkout friction.
Open banking allows marketplaces to send payouts directly to sellers’ bank accounts using real-time payment networks. This enables faster seller settlements, improving cash flow and creating a better experience for vendors operating on the platform.
Ecommerce businesses should look for providers that offer high checkout conversion rates, reliable pay-by-bank integrations, and broad bank connectivity. Easy integration, strong payment authentication flows, and support for instant payouts can also help marketplaces manage both incoming payments and seller settlements efficiently.
Marketplaces & ECommerce
Discover the leading open banking companies enabling secure, high-conversion payments for eCommerce in 2026.
Ready to get started with Open Banking?
Talk to an Ivy expert today and see how our default global, default instant financial infrastructure is helping leading companies grow through Open Banking.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Ecommerce businesses use open banking to offer pay-by-bank options at checkout. Customers can pay directly from their bank account using secure authentication through their banking app, allowing merchants to receive funds without relying on card networks.
Open banking payments can reduce transaction fees, eliminate chargebacks, and improve payment security. Because payments move directly between bank accounts, merchants can often process transactions at lower costs compared to traditional card payments.
Marketplaces use open banking for both customer payments and seller payouts. Buyers can pay through direct bank transfers, while sellers can receive payouts quickly through instant bank transfers, helping platforms manage payments efficiently at scale.
In some markets, offering pay-by-bank can improve conversion rates because customers can complete payments directly through their banking app without entering card details. The familiar authentication process can increase trust and reduce checkout friction.
Open banking allows marketplaces to send payouts directly to sellers’ bank accounts using real-time payment networks. This enables faster seller settlements, improving cash flow and creating a better experience for vendors operating on the platform.
Ecommerce businesses should look for providers that offer high checkout conversion rates, reliable pay-by-bank integrations, and broad bank connectivity. Easy integration, strong payment authentication flows, and support for instant payouts can also help marketplaces manage both incoming payments and seller settlements efficiently.
Marketplaces & ECommerce
Discover the leading open banking companies enabling secure, high-conversion payments for eCommerce in 2026.
Ready to get started with Open Banking?
Talk to an Ivy expert today and see how our default global, default instant financial infrastructure is helping leading companies grow through Open Banking.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Ecommerce businesses use open banking to offer pay-by-bank options at checkout. Customers can pay directly from their bank account using secure authentication through their banking app, allowing merchants to receive funds without relying on card networks.
Open banking payments can reduce transaction fees, eliminate chargebacks, and improve payment security. Because payments move directly between bank accounts, merchants can often process transactions at lower costs compared to traditional card payments.
Marketplaces use open banking for both customer payments and seller payouts. Buyers can pay through direct bank transfers, while sellers can receive payouts quickly through instant bank transfers, helping platforms manage payments efficiently at scale.
In some markets, offering pay-by-bank can improve conversion rates because customers can complete payments directly through their banking app without entering card details. The familiar authentication process can increase trust and reduce checkout friction.
Open banking allows marketplaces to send payouts directly to sellers’ bank accounts using real-time payment networks. This enables faster seller settlements, improving cash flow and creating a better experience for vendors operating on the platform.
Ecommerce businesses should look for providers that offer high checkout conversion rates, reliable pay-by-bank integrations, and broad bank connectivity. Easy integration, strong payment authentication flows, and support for instant payouts can also help marketplaces manage both incoming payments and seller settlements efficiently.
Marketplaces & ECommerce
Discover the leading open banking companies enabling secure, high-conversion payments for eCommerce in 2026.
Ready to get started with Open Banking?
Talk to an Ivy expert today and see how our default global, default instant financial infrastructure is helping leading companies grow through Open Banking.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Ecommerce businesses use open banking to offer pay-by-bank options at checkout. Customers can pay directly from their bank account using secure authentication through their banking app, allowing merchants to receive funds without relying on card networks.
Open banking payments can reduce transaction fees, eliminate chargebacks, and improve payment security. Because payments move directly between bank accounts, merchants can often process transactions at lower costs compared to traditional card payments.
Marketplaces use open banking for both customer payments and seller payouts. Buyers can pay through direct bank transfers, while sellers can receive payouts quickly through instant bank transfers, helping platforms manage payments efficiently at scale.
In some markets, offering pay-by-bank can improve conversion rates because customers can complete payments directly through their banking app without entering card details. The familiar authentication process can increase trust and reduce checkout friction.
Open banking allows marketplaces to send payouts directly to sellers’ bank accounts using real-time payment networks. This enables faster seller settlements, improving cash flow and creating a better experience for vendors operating on the platform.
Ecommerce businesses should look for providers that offer high checkout conversion rates, reliable pay-by-bank integrations, and broad bank connectivity. Easy integration, strong payment authentication flows, and support for instant payouts can also help marketplaces manage both incoming payments and seller settlements efficiently.
Money, at internet speed
INTEGRATION
Copyright © 2026 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2026 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at
internet speed
INTEGRATION
Copyright © 2026 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2026 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.