Tink
Tink is an Open Banking platform that connects financial institutions with user data to enable payments, insights, and services.
Introduction
Introduction
What is Tink?
Tink is an open banking platform that provides both financial data aggregation and payment initiation services. Founded in Sweden in 2012, Tink operates across Europe and was acquired by Visa in 2022. It offers infrastructure that allows banks, fintechs, and merchants to build products using open banking capabilities.
Introduction
What is Tink?
Tink is an open banking platform that provides both financial data aggregation and payment initiation services. Founded in Sweden in 2012, Tink operates across Europe and was acquired by Visa in 2022. It offers infrastructure that allows banks, fintechs, and merchants to build products using open banking capabilities.
Product suite
Product suite
Product suite
Tink Products
Payments
Direct account-to-account transfers, payouts, auto payments, variable recurring payments and risk management.
Payments
Direct account-to-account transfers, payouts, auto payments, variable recurring payments and risk management.
Payments
Direct account-to-account transfers, payouts, auto payments, variable recurring payments and risk management.
Risk Decisioning
Income and expense checks, and risk insights.
Risk Decisioning
Income and expense checks, and risk insights.
Risk Decisioning
Income and expense checks, and risk insights.
Financial Data
Access to banking data including balances, transactions, and account details.
Financial Data
Access to banking data including balances, transactions, and account details.
Financial Data
Access to banking data including balances, transactions, and account details.
Overview
Overview
Overview
Tink Alternatives
Ivy
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Ivy enables real-time Open Banking-powered payments with bank-grade security and high conversion rates.
Yapily
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Yapily is an Open Banking platform providing secure API access to financial data and payments across the UK and Europe.
Trustly
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Trustly is a global fintech company enabling fast, secure direct bank payments and account verification across Europe, North America, and beyond.
Plaid
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Plaid is a fintech platform that connects apps to users’ bank accounts, enabling secure access to financial data and payments.
Versus
Versus
Versus
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This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Frequently asked questions
Was Tink acquired by Visa?
Yes, Tink was acquired by Visa in 2021. Visa purchased Tink to enhance its open banking capabilities, expand its presence in Europe, and accelerate the development of new financial products. This acquisition helps Visa offer more innovative, secure, and seamless payment and financial services to its clients.
Is Tink safe?
Yes, Tink is safe. It complies with strict security standards and regulations, including GDPR and PSD2, ensuring secure access to financial data. Tink uses encryption and secure authentication protocols to protect users' sensitive information, making it a trusted platform for financial institutions and businesses in the open banking space.
How does Tink work?
Tink works by using Open Banking APIs to connect businesses with users’ bank accounts. With customer consent, it enables access to financial data and supports account-to-account payments, onboarding, risk checks, and personal finance features across connected banks and markets.
What does Tink do?
Tink provides open banking technology that allows businesses to access financial data and initiate payments with user consent. It is commonly used for account aggregation, personal finance tools, lending, and bank payments. For more detailed information, refer to Tink’s website or contact them directly.
How much does Tink cost?
Tink’s pricing depends on the products used, transaction volumes, and business requirements. Costs are typically agreed directly with Tink and may vary by market and use case. There is no fixed public pricing. For accurate and up-to-date pricing details, refer to Tink’s website or contact them directly.
FAQ
Frequently asked questions
Was Tink acquired by Visa?
Yes, Tink was acquired by Visa in 2021. Visa purchased Tink to enhance its open banking capabilities, expand its presence in Europe, and accelerate the development of new financial products. This acquisition helps Visa offer more innovative, secure, and seamless payment and financial services to its clients.
Is Tink safe?
Yes, Tink is safe. It complies with strict security standards and regulations, including GDPR and PSD2, ensuring secure access to financial data. Tink uses encryption and secure authentication protocols to protect users' sensitive information, making it a trusted platform for financial institutions and businesses in the open banking space.
How does Tink work?
Tink works by using Open Banking APIs to connect businesses with users’ bank accounts. With customer consent, it enables access to financial data and supports account-to-account payments, onboarding, risk checks, and personal finance features across connected banks and markets.
What does Tink do?
Tink provides open banking technology that allows businesses to access financial data and initiate payments with user consent. It is commonly used for account aggregation, personal finance tools, lending, and bank payments. For more detailed information, refer to Tink’s website or contact them directly.
How much does Tink cost?
Tink’s pricing depends on the products used, transaction volumes, and business requirements. Costs are typically agreed directly with Tink and may vary by market and use case. There is no fixed public pricing. For accurate and up-to-date pricing details, refer to Tink’s website or contact them directly.
FAQ
Frequently asked questions
Was Tink acquired by Visa?
Yes, Tink was acquired by Visa in 2021. Visa purchased Tink to enhance its open banking capabilities, expand its presence in Europe, and accelerate the development of new financial products. This acquisition helps Visa offer more innovative, secure, and seamless payment and financial services to its clients.
Is Tink safe?
Yes, Tink is safe. It complies with strict security standards and regulations, including GDPR and PSD2, ensuring secure access to financial data. Tink uses encryption and secure authentication protocols to protect users' sensitive information, making it a trusted platform for financial institutions and businesses in the open banking space.
How does Tink work?
Tink works by using Open Banking APIs to connect businesses with users’ bank accounts. With customer consent, it enables access to financial data and supports account-to-account payments, onboarding, risk checks, and personal finance features across connected banks and markets.
What does Tink do?
Tink provides open banking technology that allows businesses to access financial data and initiate payments with user consent. It is commonly used for account aggregation, personal finance tools, lending, and bank payments. For more detailed information, refer to Tink’s website or contact them directly.
How much does Tink cost?
Tink’s pricing depends on the products used, transaction volumes, and business requirements. Costs are typically agreed directly with Tink and may vary by market and use case. There is no fixed public pricing. For accurate and up-to-date pricing details, refer to Tink’s website or contact them directly.
FAQ
Frequently asked questions
Was Tink acquired by Visa?
Yes, Tink was acquired by Visa in 2021. Visa purchased Tink to enhance its open banking capabilities, expand its presence in Europe, and accelerate the development of new financial products. This acquisition helps Visa offer more innovative, secure, and seamless payment and financial services to its clients.
Is Tink safe?
Yes, Tink is safe. It complies with strict security standards and regulations, including GDPR and PSD2, ensuring secure access to financial data. Tink uses encryption and secure authentication protocols to protect users' sensitive information, making it a trusted platform for financial institutions and businesses in the open banking space.
How does Tink work?
Tink works by using Open Banking APIs to connect businesses with users’ bank accounts. With customer consent, it enables access to financial data and supports account-to-account payments, onboarding, risk checks, and personal finance features across connected banks and markets.
What does Tink do?
Tink provides open banking technology that allows businesses to access financial data and initiate payments with user consent. It is commonly used for account aggregation, personal finance tools, lending, and bank payments. For more detailed information, refer to Tink’s website or contact them directly.
How much does Tink cost?
Tink’s pricing depends on the products used, transaction volumes, and business requirements. Costs are typically agreed directly with Tink and may vary by market and use case. There is no fixed public pricing. For accurate and up-to-date pricing details, refer to Tink’s website or contact them directly.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at
internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.