Ivy
Ivy enables real-time Open Banking-powered payments with bank-grade security and high conversion rates.
Introduction
Introduction
What is Ivy?
Ivy is a default global, default instant payments platform and the trusted payments and banking partner for the digital-first economy. Its platform enables businesses to accept and send global real-time bank transactions and open borderless accounts, eliminating the need for cards, wallets, and costly intermediaries with a seamless, one-stop solution.
By making local instant payment schemes interoperable through the power of stablecoins, Ivy powers global transactions at internet speed, increasing settlement speed and reducing costs. With offices in Berlin, Munich, London, and Helsinki, Ivy supports global businesses and has secured $30 million in funding from renowned fintech investors like Peter Thiel’s Valar Ventures and Creandum.
Introduction
What is Ivy?
Ivy is a default global, default instant payments platform and the trusted payments and banking partner for the digital-first economy. Its platform enables businesses to accept and send global real-time bank transactions and open borderless accounts, eliminating the need for cards, wallets, and costly intermediaries with a seamless, one-stop solution.
By making local instant payment schemes interoperable through the power of stablecoins, Ivy powers global transactions at internet speed, increasing settlement speed and reducing costs. With offices in Berlin, Munich, London, and Helsinki, Ivy supports global businesses and has secured $30 million in funding from renowned fintech investors like Peter Thiel’s Valar Ventures and Creandum.
Product suite
Product suite
Product suite
Ivy Products
Open Banking
Enable real-time account-to-account transfers with bank-grade security to cut costs and eliminate chargebacks.
Open Banking
Enable real-time account-to-account transfers with bank-grade security to cut costs and eliminate chargebacks.
Open Banking
Enable real-time account-to-account transfers with bank-grade security to cut costs and eliminate chargebacks.
Manual Bank Transfers
Offer manual bank transfer as a familiar, trusted payment option that boosts conversion and automates reconciliation.
Manual Bank Transfers
Offer manual bank transfer as a familiar, trusted payment option that boosts conversion and automates reconciliation.
Manual Bank Transfers
Offer manual bank transfer as a familiar, trusted payment option that boosts conversion and automates reconciliation.
Multi-Currency Accounts
Collect and hold funds from customers or your own bank account on local virtual IBANs (DE, GB, SK) in multiple currencies, including EUR, GBP, and SEK.
Multi-Currency Accounts
Collect and hold funds from customers or your own bank account on local virtual IBANs (DE, GB, SK) in multiple currencies, including EUR, GBP, and SEK.
Multi-Currency Accounts
Collect and hold funds from customers or your own bank account on local virtual IBANs (DE, GB, SK) in multiple currencies, including EUR, GBP, and SEK.
Stablecoin Settlement (USDC & EURC)
Seamlessly exchange between local currencies and stablecoins, hold balances in USDC or EURC, and instantly settle transactions in stablecoins, bypassing intermediaries to speed up and cut costs.
Stablecoin Settlement (USDC & EURC)
Seamlessly exchange between local currencies and stablecoins, hold balances in USDC or EURC, and instantly settle transactions in stablecoins, bypassing intermediaries to speed up and cut costs.
Stablecoin Settlement (USDC & EURC)
Seamlessly exchange between local currencies and stablecoins, hold balances in USDC or EURC, and instantly settle transactions in stablecoins, bypassing intermediaries to speed up and cut costs.
End-User Virtual IBANs
Assign virtual IBANs for each end user to track transactions, automate reconciliation, and simplify treasury management with master and sub-accounts.
End-User Virtual IBANs
Assign virtual IBANs for each end user to track transactions, automate reconciliation, and simplify treasury management with master and sub-accounts.
End-User Virtual IBANs
Assign virtual IBANs for each end user to track transactions, automate reconciliation, and simplify treasury management with master and sub-accounts.
Instant Fiat Payouts
Instantly send payouts across Europe through SEPA, RIX, Elixir, or Faster Payments, all via one compliant API - boosting customer satisfaction and streamlining operations.
Instant Fiat Payouts
Instantly send payouts across Europe through SEPA, RIX, Elixir, or Faster Payments, all via one compliant API - boosting customer satisfaction and streamlining operations.
Instant Fiat Payouts
Instantly send payouts across Europe through SEPA, RIX, Elixir, or Faster Payments, all via one compliant API - boosting customer satisfaction and streamlining operations.
Stablecoin Payouts (USDC & EURC)
Deliver seamless crypto payouts with instant USDC transfers to users or businesses, eliminating banking delays and providing transparent, traceable transactions.
Stablecoin Payouts (USDC & EURC)
Deliver seamless crypto payouts with instant USDC transfers to users or businesses, eliminating banking delays and providing transparent, traceable transactions.
Stablecoin Payouts (USDC & EURC)
Deliver seamless crypto payouts with instant USDC transfers to users or businesses, eliminating banking delays and providing transparent, traceable transactions.
Overview
Overview
Overview
Ivy Alternatives
Volt
Learn More
Volt.io is an Open Banking payments platform that enables real-time account-to-account payments across Europe and other global markets.
Brite
Learn More
Brite is a Swedish fintech company offering instant payments and Open Banking solutions across Europe, enabling fast, secure, account-to-account transactions.
Trustly
Learn More
Trustly is a global fintech company enabling fast, secure direct bank payments and account verification across Europe, North America, and beyond.
Yapily
Learn More
Yapily is an Open Banking platform providing secure API access to financial data and payments across the UK and Europe.
Versus
Versus
Versus
Compare Open Banking Providers
Ivy vs Volt
Learn More
See how Ivy and Volt stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Ivy vs Brite
Learn More
See how Ivy and Brite stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Ivy vs Trustly
Learn More
See how Ivy and Trustly stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Ivy vs Yapily
Learn More
We compare Ivy and Yapily across features, use cases, compliance, and industry suitability to help you choose the best open-banking provider for your business.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Frequently asked questions
What is Ivy?
Ivy is a global instant payments platform enabling businesses to move money in real time and open borderless accounts without cards, wallets, or intermediaries. By using stablecoins to connect local payment schemes, Ivy delivers fast, low-cost global settlement. The company operates across Europe and has raised $30M from leading fintech investors.
Who are some of Ivy's top competitors?
Top competitors to Ivy include Open Banking and real-time payments providers such as Volt, Brite, Yapily and Trustly. These companies offer data connectivity, account-to-account payments, or infrastructure tools that serve similar use cases, depending on geography, regulatory coverage, and specific business requirements.
Does Ivy offer just collection accounts?
Yes, Ivy also provides collection accounts. If customers do not wish to offer open banking to their end users, Ivy can supply its collection accounts instead. Ivy will handle reconciliation and manage refunds. If preferred, Ivy can also on-ramp the payments so that customers receive USDC instead of fiat.
Does Ivy have on/off ramp capabilities?
Yes, Ivy can on- and off-ramp funds. Ivy can collect payments in fiat (EUR and GBP) and convert them to USDC. For payouts, customers can send Ivy USDC, and Ivy will disburse the funds in the local fiat currency. Ivy is a direct partner of Circle, the company behind USDC, which enables highly efficient on- and off-ramping.
FAQ
Frequently asked questions
What is Ivy?
Ivy is a global instant payments platform enabling businesses to move money in real time and open borderless accounts without cards, wallets, or intermediaries. By using stablecoins to connect local payment schemes, Ivy delivers fast, low-cost global settlement. The company operates across Europe and has raised $30M from leading fintech investors.
Who are some of Ivy's top competitors?
Top competitors to Ivy include Open Banking and real-time payments providers such as Volt, Brite, Yapily and Trustly. These companies offer data connectivity, account-to-account payments, or infrastructure tools that serve similar use cases, depending on geography, regulatory coverage, and specific business requirements.
Does Ivy offer just collection accounts?
Yes, Ivy also provides collection accounts. If customers do not wish to offer open banking to their end users, Ivy can supply its collection accounts instead. Ivy will handle reconciliation and manage refunds. If preferred, Ivy can also on-ramp the payments so that customers receive USDC instead of fiat.
Does Ivy have on/off ramp capabilities?
Yes, Ivy can on- and off-ramp funds. Ivy can collect payments in fiat (EUR and GBP) and convert them to USDC. For payouts, customers can send Ivy USDC, and Ivy will disburse the funds in the local fiat currency. Ivy is a direct partner of Circle, the company behind USDC, which enables highly efficient on- and off-ramping.
FAQ
Frequently asked questions
What is Ivy?
Ivy is a global instant payments platform enabling businesses to move money in real time and open borderless accounts without cards, wallets, or intermediaries. By using stablecoins to connect local payment schemes, Ivy delivers fast, low-cost global settlement. The company operates across Europe and has raised $30M from leading fintech investors.
Who are some of Ivy's top competitors?
Top competitors to Ivy include Open Banking and real-time payments providers such as Volt, Brite, Yapily and Trustly. These companies offer data connectivity, account-to-account payments, or infrastructure tools that serve similar use cases, depending on geography, regulatory coverage, and specific business requirements.
Does Ivy offer just collection accounts?
Yes, Ivy also provides collection accounts. If customers do not wish to offer open banking to their end users, Ivy can supply its collection accounts instead. Ivy will handle reconciliation and manage refunds. If preferred, Ivy can also on-ramp the payments so that customers receive USDC instead of fiat.
Does Ivy have on/off ramp capabilities?
Yes, Ivy can on- and off-ramp funds. Ivy can collect payments in fiat (EUR and GBP) and convert them to USDC. For payouts, customers can send Ivy USDC, and Ivy will disburse the funds in the local fiat currency. Ivy is a direct partner of Circle, the company behind USDC, which enables highly efficient on- and off-ramping.
FAQ
Frequently asked questions
What is Ivy?
Ivy is a global instant payments platform enabling businesses to move money in real time and open borderless accounts without cards, wallets, or intermediaries. By using stablecoins to connect local payment schemes, Ivy delivers fast, low-cost global settlement. The company operates across Europe and has raised $30M from leading fintech investors.
Who are some of Ivy's top competitors?
Top competitors to Ivy include Open Banking and real-time payments providers such as Volt, Brite, Yapily and Trustly. These companies offer data connectivity, account-to-account payments, or infrastructure tools that serve similar use cases, depending on geography, regulatory coverage, and specific business requirements.
Does Ivy offer just collection accounts?
Yes, Ivy also provides collection accounts. If customers do not wish to offer open banking to their end users, Ivy can supply its collection accounts instead. Ivy will handle reconciliation and manage refunds. If preferred, Ivy can also on-ramp the payments so that customers receive USDC instead of fiat.
Does Ivy have on/off ramp capabilities?
Yes, Ivy can on- and off-ramp funds. Ivy can collect payments in fiat (EUR and GBP) and convert them to USDC. For payouts, customers can send Ivy USDC, and Ivy will disburse the funds in the local fiat currency. Ivy is a direct partner of Circle, the company behind USDC, which enables highly efficient on- and off-ramping.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at
internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.