Volt
Volt.io is an Open Banking payments platform that enables real-time account-to-account payments across Europe and other global markets.
Introduction
Introduction
What is Volt?
Volt is a UK-based open banking payments company that focuses on real-time account-to-account payments. Founded in 2019, Volt primarily serves businesses operating in the UK and Europe. Volt’s services allow businesses to accept real-time bank payments using open banking, receive instant payment confirmation and reduce reliance on card networks and associated fees.
Introduction
What is Volt?
Volt is a UK-based open banking payments company that focuses on real-time account-to-account payments. Founded in 2019, Volt primarily serves businesses operating in the UK and Europe. Volt’s services allow businesses to accept real-time bank payments using open banking, receive instant payment confirmation and reduce reliance on card networks and associated fees.
Product suite
Product suite
Product suite
Volt Products
Payments
Accept instant payments from customers around the world.
Payments
Accept instant payments from customers around the world.
Payments
Accept instant payments from customers around the world.
Refunds
Issue instant refunds direct to customers’ bank accounts.
Refunds
Issue instant refunds direct to customers’ bank accounts.
Refunds
Issue instant refunds direct to customers’ bank accounts.
Payouts
Send instant, on-demand payouts to consumer bank accounts across Europe and the UK.
Payouts
Send instant, on-demand payouts to consumer bank accounts across Europe and the UK.
Payouts
Send instant, on-demand payouts to consumer bank accounts across Europe and the UK.
Volt Accounts
Centralises cash management to provide visibility and control over balances and transactions.
Volt Accounts
Centralises cash management to provide visibility and control over balances and transactions.
Volt Accounts
Centralises cash management to provide visibility and control over balances and transactions.
vIBANs
Assign a unique Virtual IBAN to every customer to simplify reconciliation.
vIBANs
Assign a unique Virtual IBAN to every customer to simplify reconciliation.
vIBANs
Assign a unique Virtual IBAN to every customer to simplify reconciliation.
Circle Breaker
Intelligently monitor transactions to reduce the risk of fraud.
Circle Breaker
Intelligently monitor transactions to reduce the risk of fraud.
Circle Breaker
Intelligently monitor transactions to reduce the risk of fraud.
Transformer
Encourage Pay by Bank usage by intelligently identifying a customer's bank and prompting them to choose Pay by Bank instead.
Transformer
Encourage Pay by Bank usage by intelligently identifying a customer's bank and prompting them to choose Pay by Bank instead.
Transformer
Encourage Pay by Bank usage by intelligently identifying a customer's bank and prompting them to choose Pay by Bank instead.
Verify
Automate bank account ownership authentication.
Verify
Automate bank account ownership authentication.
Overview
Overview
Overview
Volt Alternatives
Ivy
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Ivy enables real-time Open Banking-powered payments with bank-grade security and high conversion rates.
Salt Edge
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Salt Edge is an Open Banking platform providing secure access to financial data and payment initiation services through APIs for banks and businesses.
Open Payments
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Open Payments is a Swedish PSD2‑licensed Open Banking platform focusing on the European market.
Noda
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Noda is a London‑based Open Banking fintech offering online merchants AI‑powered no‑code payment pages, instant bank transfers, and integrated payments via one API.
Versus
Versus
Versus
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This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Frequently asked questions
Is Volt safe?
Yes. Volt is a licensed payments company and offers a dedicated fraud-prevention system called Circuit Breaker that monitors every transaction in real time. Circuit Breaker uses configurable rules to flag suspicious payments and can block them before they reach the bank, giving businesses an extra layer of protection.
How does Volt work?
Volt.io works by connecting businesses to real-time, account-to-account payment schemes through a single API. It enables companies to accept payments, make payouts, and manage funds instantly, without relying on cards, while supporting scalable payment experiences across multiple markets.
What are some alternatives to Volt?
Alternatives to Volt include other open banking and account-to-account payment providers such as Ivy, TrueLayer, Yapily, Plaid, Noda, and similar platforms. Availability and suitability depend on use case, location, and services required.
FAQ
Frequently asked questions
Is Volt safe?
Yes. Volt is a licensed payments company and offers a dedicated fraud-prevention system called Circuit Breaker that monitors every transaction in real time. Circuit Breaker uses configurable rules to flag suspicious payments and can block them before they reach the bank, giving businesses an extra layer of protection.
How does Volt work?
Volt.io works by connecting businesses to real-time, account-to-account payment schemes through a single API. It enables companies to accept payments, make payouts, and manage funds instantly, without relying on cards, while supporting scalable payment experiences across multiple markets.
What are some alternatives to Volt?
Alternatives to Volt include other open banking and account-to-account payment providers such as Ivy, TrueLayer, Yapily, Plaid, Noda, and similar platforms. Availability and suitability depend on use case, location, and services required.
FAQ
Frequently asked questions
Is Volt safe?
Yes. Volt is a licensed payments company and offers a dedicated fraud-prevention system called Circuit Breaker that monitors every transaction in real time. Circuit Breaker uses configurable rules to flag suspicious payments and can block them before they reach the bank, giving businesses an extra layer of protection.
How does Volt work?
Volt.io works by connecting businesses to real-time, account-to-account payment schemes through a single API. It enables companies to accept payments, make payouts, and manage funds instantly, without relying on cards, while supporting scalable payment experiences across multiple markets.
What are some alternatives to Volt?
Alternatives to Volt include other open banking and account-to-account payment providers such as Ivy, TrueLayer, Yapily, Plaid, Noda, and similar platforms. Availability and suitability depend on use case, location, and services required.
FAQ
Frequently asked questions
Is Volt safe?
Yes. Volt is a licensed payments company and offers a dedicated fraud-prevention system called Circuit Breaker that monitors every transaction in real time. Circuit Breaker uses configurable rules to flag suspicious payments and can block them before they reach the bank, giving businesses an extra layer of protection.
How does Volt work?
Volt.io works by connecting businesses to real-time, account-to-account payment schemes through a single API. It enables companies to accept payments, make payouts, and manage funds instantly, without relying on cards, while supporting scalable payment experiences across multiple markets.
What are some alternatives to Volt?
Alternatives to Volt include other open banking and account-to-account payment providers such as Ivy, TrueLayer, Yapily, Plaid, Noda, and similar platforms. Availability and suitability depend on use case, location, and services required.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at
internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.