Open Banking Payments That Convert
Harness the full potential of Open Banking for your business
The trusted Open Banking partner for…
Best-in-class
Connectivity
Best-in-class Connectivity
Best-in-class Connectivity
Ivy identifies, contracts, and integrates top-tier connectivity providers for every bank. By bundling local champions into a single API, Ivy ensures maximum coverage and redundancy across Europe.
Leading
Conversion
Leading Conversion
Leading Conversion
Ivy’s smart routing technology selects the best bank connection in real-time for every transaction. This intelligent system significantly boosts conversion rates and ensures seamless payment experiences.
Whitelabel
Integration
Whitelabel Integration
Whitelabel Integration
Ivy is completely white-label, positioning your brand and your customers' banks prominently during the checkout process. This leverages the high trust in banks to enhance customer trust and increases share of checkout.
Instant Payments
Anytime, Anywhere
Unlock the power of Open Banking payments with Ivy. Enable frictionless real-time payments, allowing your customers to pay directly from their bank accounts. Benefit from higher margins, immediate fund transfers, and no chargebacks for your business.
Subscriptions
Effortless and Reliable
Unlock direct debit payments de-risked by Open Banking with Ivy. Initiate secure Open Banking transactions while seamlessly setting up a direct debit mandate in a single flow for your customers. Eliminate fraud, typing errors, and uncovered accounts, providing a seamless and secure experience for your business.
Payouts
Simple and Secure
Unlock instant payouts for your customers with Ivy. Enable customers to use the same method for both payouts and payins (closed loop), or add Ivy as an alternative payout method (open loop). Enhancing the user experience and bolsters customer loyalty with instant payouts.
Maximise conversion with Smart Routing
Ivy's Smart Routing Engine, selects the optimal bank connection for each transaction in real-time, enhancing conversion rates, minimises payment failures, and boosts transaction efficiency.
Boost share of checkout with Rewards
With Rewards, merchants can to make every transaction more rewarding for customers, increasing customer loyalty and conversions by offering cash back or supporting ESG initiatives.
Drive Repeat Purchases with Remember Me
Remember Me recognises returning customers across markets, devices, and merchants, enabling faster, frictionless checkout. Improve experience, reduce drop-offs, and boost conversions.
Connectivity
Integrate with Ivy to access the premier Open Banking provider for every bank. Experience seamless connectivity through one API, one contract, and one interface.
28
Connected countries
5,000+
Connected banks
450M
Connected users
Connectivity
Integrate with Ivy to access the premier Open Banking provider for every bank. Experience seamless connectivity through one API, one contract, and one interface.
28
Connected countries
5,000+
Connected banks
450M
Connected users
What our merchants have to say...
"Implementing Ivy was a seamless experience. Their team provided excellent guidance throughout the process, and by adopting the Ivy Rewards feature and following integration recommendations, we achieved a 10% share of checkout right from the start."
Simon Illner
Director of Product at Roadsurfer
“Partnering with Ivy allows us to improve the recurring purchase experience of our customers and boost conversion for Open Banking payments."
Huub Sparnay
CEO of Alphacomm
“Ivy has a deep understanding of the crypto space and what’s important to their clients. Their product is not only built with user experience in mind — for merchants, it is straightforward, fast, and highly scalable.”
Thijs Maas
CEO of Onramper
"Our integration with Ivy was incredibly smooth. The support from their team was outstanding, and our customers quickly embraced the new payment method, showing significant appreciation for the ease it brought to their transactions."
Johannes Janssen
COO at Hood
"Partnering with Ivy and utilizing their Ivy Rewards feature has been directly contributing to our bottom line. Within just a few weeks of going live, we saw over 36% of our standard payments being processed via Ivy."
Ludwig Krayl
Head of Payments at MacTrade
What our merchants have to say...
"Implementing Ivy was a seamless experience. Their team provided excellent guidance throughout the process, and by adopting the Ivy Rewards feature and following integration recommendations, we achieved a 10% share of checkout right from the start."
Simon Illner
Director of Product at Roadsurfer
“Partnering with Ivy allows us to improve the recurring purchase experience of our customers and boost conversion for Open Banking payments."
Huub Sparnay
CEO of Alphacomm
“Ivy has a deep understanding of the crypto space and what’s important to their clients. Their product is not only built with user experience in mind — for merchants, it is straightforward, fast, and highly scalable.”
Thijs Maas
CEO of Onramper
"Our integration with Ivy was incredibly smooth. The support from their team was outstanding, and our customers quickly embraced the new payment method, showing significant appreciation for the ease it brought to their transactions."
Johannes Janssen
COO at Hood
"Partnering with Ivy and utilizing their Ivy Rewards feature has been directly contributing to our bottom line. Within just a few weeks of going live, we saw over 36% of our standard payments being processed via Ivy."
Ludwig Krayl
Head of Payments at MacTrade
What our merchants have to say...
"Implementing Ivy was a seamless experience. Their team provided excellent guidance throughout the process, and by adopting the Ivy Rewards feature and following integration recommendations, we achieved a 10% share of checkout right from the start."
Simon Illner
Director of Product at Roadsurfer
“Partnering with Ivy allows us to improve the recurring purchase experience of our customers and boost conversion for Open Banking payments."
Huub Sparnay
CEO of Alphacomm
“Ivy has a deep understanding of the crypto space and what’s important to their clients. Their product is not only built with user experience in mind — for merchants, it is straightforward, fast, and highly scalable.”
Thijs Maas
CEO of Onramper
"Our integration with Ivy was incredibly smooth. The support from their team was outstanding, and our customers quickly embraced the new payment method, showing significant appreciation for the ease it brought to their transactions."
Johannes Janssen
COO at Hood
"Partnering with Ivy and utilizing their Ivy Rewards feature has been directly contributing to our bottom line. Within just a few weeks of going live, we saw over 36% of our standard payments being processed via Ivy."
Ludwig Krayl
Head of Payments at MacTrade
What our merchants have to say...
"Implementing Ivy was a seamless experience. Their team provided excellent guidance throughout the process, and by adopting the Ivy Rewards feature and following integration recommendations, we achieved a 10% share of checkout right from the start."
Simon Illner
Director of Product at Roadsurfer
“Partnering with Ivy allows us to improve the recurring purchase experience of our customers and boost conversion for Open Banking payments."
Huub Sparnay
CEO of Alphacomm
“Ivy has a deep understanding of the crypto space and what’s important to their clients. Their product is not only built with user experience in mind — for merchants, it is straightforward, fast, and highly scalable.”
Thijs Maas
CEO of Onramper
"Our integration with Ivy was incredibly smooth. The support from their team was outstanding, and our customers quickly embraced the new payment method, showing significant appreciation for the ease it brought to their transactions."
Johannes Janssen
COO at Hood
"Partnering with Ivy and utilizing their Ivy Rewards feature has been directly contributing to our bottom line. Within just a few weeks of going live, we saw over 36% of our standard payments being processed via Ivy."
Ludwig Krayl
Head of Payments at MacTrade
Built with industry needs in mind…
Grow Sales in eCommerce
Drive conversion by offering recurring payments to all bank account owners, cut transaction costs, and reduce fraud with secure account-to-account payments.
Streamline FinServ Transactions
Facilitate recurring and one-click deposits, reduce fees by bypassing traditional intermediaries, and mitigate fraud with secure account-to-account transactions.
Unlock Instant Fiat Payments
Instantly on- and off-ramp fiat and offer recurring deposits, increase margins by avoiding intermediaries while reducing fraud with secure account-to-account payments.
Built with industry needs in mind…
Grow Sales in eCommerce
Drive conversion by offering recurring payments to all bank account owners, cut transaction costs, and reduce fraud with secure account-to-account payments.
Streamline FinServ Transactions
Facilitate recurring and one-click deposits, reduce fees by bypassing traditional intermediaries, and mitigate fraud with secure account-to-account transactions.
Unlock Instant Fiat Payments
Instantly on- and off-ramp fiat and offer recurring deposits, increase margins by avoiding intermediaries while reducing fraud with secure account-to-account payments.
Built with industry needs in mind…
Grow Sales in eCommerce
Drive conversion by offering recurring payments to all bank account owners, cut transaction costs, and reduce fraud with secure account-to-account payments.
Streamline FinServ Transactions
Facilitate recurring and one-click deposits, reduce fees by bypassing traditional intermediaries, and mitigate fraud with secure account-to-account transactions.
Unlock Instant Fiat Payments
Instantly on- and off-ramp fiat and offer recurring deposits, increase margins by avoiding intermediaries while reducing fraud with secure account-to-account payments.
Built with industry needs in mind…
Grow Sales in eCommerce
Drive conversion by offering recurring payments to all bank account owners, cut transaction costs, and reduce fraud with secure account-to-account payments.
Streamline FinServ Transactions
Facilitate recurring and one-click deposits, reduce fees by bypassing traditional intermediaries, and mitigate fraud with secure account-to-account transactions.
Unlock Instant Fiat Payments
Instantly on- and off-ramp fiat and offer recurring deposits, increase margins by avoiding intermediaries while reducing fraud with secure account-to-account payments.
Built by developers, for developers
Easily integrate with our state-of-the-art API, or with one of our plug-in partners.
Frequently Asked Questions
What is Open Banking?
Are Open Banking payments safe?
How much share of checkout can I expect with Open Banking?
Do I need individual contracts with underlying Open Banking providers?
How long does it take to process a payment?
What is Open Banking?
Are Open Banking payments safe?
How much share of checkout can I expect with Open Banking?
Do I need individual contracts with underlying Open Banking providers?
How long does it take to process a payment?
What is Open Banking?
Are Open Banking payments safe?
How much share of checkout can I expect with Open Banking?
Do I need individual contracts with underlying Open Banking providers?
How long does it take to process a payment?
What is Open Banking?
Are Open Banking payments safe?
How much share of checkout can I expect with Open Banking?
Do I need individual contracts with underlying Open Banking providers?
How long does it take to process a payment?
Ready to transform your payments?
Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.
Ready to transform your payments?
Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.
Copyright © 2024 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.
Copyright © 2024 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.
Copyright © 2024 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.
Copyright © 2024 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.