Instant Payments

Frictionless & Secure Instant Bank Payments

Receive low-cost payments in real-time directly from your customer bank accounts

Enhancing security, cash flow, and margins.

Instant Payments

Frictionless & Secure Instant Bank Payments

Receive low-cost payments in real-time directly from your customer bank accounts

Enhancing security, cash flow, and margins.

Instant Payments

Frictionless & Secure Instant Bank Payments

Receive low-cost payments in real-time directly from your customer bank accounts

Enhancing security, cash flow, and margins.

Instant Payments

Frictionless & Secure Instant Bank Payments

Receive low-cost payments in real-time directly from your customer bank accounts

Enhancing security, cash flow, and margins.

Benefits of Ivy's Instant Payments solution…

Unlock Instant Bank Payments

Let customers pay directly from their bank accounts, turning each bank account into an instant payment wallet.

Cut Payment Costs

Improve margins on each transaction with Ivy's efficient network of payment rails that bypass costly payment intermediaries.

Reduce Fraud & Failures

Mitigate chargebacks and failures through a reliable and bank-grade secure payment method with pre-populated bank details.

Drive Customer Adoption

Incentivise customers to opt for Open Banking through a fully customisable UI and value-adding rewards on every transaction.

Checkout screen with pay by bank at the top
Bank selection screen
Bank app with faceID
Payment success screen

01.

Select 'Pay by Bank'

Choose Ivy’s "Pay by Bank". Trusted local banks create confidence and drive conversion.

02.

Choose your bank

03.

Authorise instant payment

04.

Success!

Checkout screen with pay by bank at the top
Bank selection screen
Bank app with faceID
Payment success screen

01.

Select 'Pay by Bank'

Choose Ivy’s "Pay by Bank". Trusted local banks create confidence and drive conversion.

02.

Choose your bank

03.

Authorise instant payment

04.

Success!

01.

Select 'Pay by Bank'

Choose Ivy’s "Pay by Bank". Trusted local banks create confidence and drive conversion.

02.

Choose your bank

03.

Authorise instant payment

04.

Success!

01.

Select 'Pay by Bank'

Choose Ivy’s "Pay by Bank". Trusted local banks create confidence and drive conversion.

02.

Choose your bank

03.

Authorise instant payment

04.

Success!

With tailored products offering a smooth check-out experience…

Instant Payments

Enable your customers to seamlessly pay by bank, an easy-to-navigate instant payment method with bank-grade security available across Europe.

Instant Refunds

Automate instant refunds, sending money straight to your customers' bank accounts, boosting customer loyalty and retention rates.

With tailored products offering a smooth check-out experience…

Instant Payments

Enable your customers to seamlessly pay by bank, an easy-to-navigate instant payment method with bank-grade security available across Europe.

Instant Refunds

Automate instant refunds, sending money straight to your customers' bank accounts, boosting customer loyalty and retention rates.

With tailored products offering a smooth check-out experience…

Instant Payments

Enable your customers to seamlessly pay by bank, an easy-to-navigate instant payment method with bank-grade security available across Europe.

Instant Refunds

Automate instant refunds, sending money straight to your customers' bank accounts, boosting customer loyalty and retention rates.

With tailored products offering a smooth check-out experience…

Instant Payments

Enable your customers to seamlessly pay by bank, an easy-to-navigate instant payment method with bank-grade security available across Europe.

Instant Refunds

Automate instant refunds, sending money straight to your customers' bank accounts, boosting customer loyalty and retention rates.

What our merchants have to say...

Hood.de

"Our integration with Ivy was incredibly smooth. The support from their team was outstanding, and our customers quickly embraced the new payment method, showing significant appreciation for the ease it brought to their transactions."

Johannes Janssen

Johannes Janssen

COO at Hood

What our merchants have to say...

Hood.de

"Our integration with Ivy was incredibly smooth. The support from their team was outstanding, and our customers quickly embraced the new payment method, showing significant appreciation for the ease it brought to their transactions."

Johannes Janssen

Johannes Janssen

COO at Hood

What our merchants have to say...

Hood.de

"Our integration with Ivy was incredibly smooth. The support from their team was outstanding, and our customers quickly embraced the new payment method, showing significant appreciation for the ease it brought to their transactions."

Johannes Janssen

Johannes Janssen

COO at Hood

What our merchants have to say...

Hood.de

"Our integration with Ivy was incredibly smooth. The support from their team was outstanding, and our customers quickly embraced the new payment method, showing significant appreciation for the ease it brought to their transactions."

Johannes Janssen

Johannes Janssen

COO at Hood

Built with industry needs in mind…

Grow Sales in eCommerce

Drive conversion by offering recurring payments to all bank account owners, cut transaction costs, and reduce fraud with secure account-to-account payments.

Streamline FinServ Transactions

Facilitate recurring and one-click deposits, reduce fees by bypassing traditional intermediaries, and mitigate fraud with secure account-to-account transactions.

Unlock Instant Fiat Payments

Instantly on- and off-ramp fiat and offer recurring deposits, increase margins by avoiding intermediaries while reducing fraud with secure account-to-account payments.

Built with industry needs in mind…

Grow Sales in eCommerce

Drive conversion by offering recurring payments to all bank account owners, cut transaction costs, and reduce fraud with secure account-to-account payments.

Streamline FinServ Transactions

Facilitate recurring and one-click deposits, reduce fees by bypassing traditional intermediaries, and mitigate fraud with secure account-to-account transactions.

Unlock Instant Fiat Payments

Instantly on- and off-ramp fiat and offer recurring deposits, increase margins by avoiding intermediaries while reducing fraud with secure account-to-account payments.

Built with industry needs in mind…

Grow Sales in eCommerce

Drive conversion by offering recurring payments to all bank account owners, cut transaction costs, and reduce fraud with secure account-to-account payments.

Streamline FinServ Transactions

Facilitate recurring and one-click deposits, reduce fees by bypassing traditional intermediaries, and mitigate fraud with secure account-to-account transactions.

Unlock Instant Fiat Payments

Instantly on- and off-ramp fiat and offer recurring deposits, increase margins by avoiding intermediaries while reducing fraud with secure account-to-account payments.

Built with industry needs in mind…

Grow Sales in eCommerce

Drive conversion by offering recurring payments to all bank account owners, cut transaction costs, and reduce fraud with secure account-to-account payments.

Streamline FinServ Transactions

Facilitate recurring and one-click deposits, reduce fees by bypassing traditional intermediaries, and mitigate fraud with secure account-to-account transactions.

Unlock Instant Fiat Payments

Instantly on- and off-ramp fiat and offer recurring deposits, increase margins by avoiding intermediaries while reducing fraud with secure account-to-account payments.

Built by developers, for developers

Easily integrate with our state-of-the-art API, or with one of our plug-in partners.

Built by developers, for developers

Easily integrate with our state-of-the-art API, or with one of our plug-in partners.

Built by developers, for developers

Easily integrate with our state-of-the-art API, or with one of our plug-in partners.

Built by developers, for developers

Easily integrate with our state-of-the-art API for a cutting-edge payment journey.

Or start accepting payments in minutes with our plug-in integrations

Ready to transform your payments?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.

Ready to transform your payments?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.

Ready to transform your payments?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.

Ready to transform your payments?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.

Ready to elevate your instant payment capabilities?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions for instant account-to-account payments.

Copyright © 2024 Ivy GmbH. All rights reserved.


Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.

Copyright © 2024 Ivy GmbH. All rights reserved.


Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.

Copyright © 2024 Ivy GmbH. All rights reserved.


Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.

Copyright © 2024 Ivy GmbH. All rights reserved.


Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.