PAYOUTS
Send real-time payouts directly to your customers’ bank accounts.
The Trusted Payments & Banking Partner for
Product suite
Our PAYOUT Stack
Make payouts feel like sending an email.
FIAT PAYOUTS
Instantly send payouts across Europe through SEPA, RIX, Elixir, or Faster Payments, all via one compliant API - boosting customer satisfaction and streamlining operations.
STABLECOIN PAYOUTS
Deliver seamless crypto payouts with instant USDC transfers to users or businesses, eliminating banking delays and providing transparent, traceable transactions.
PAYOUTS
Send real-time payouts directly to your customers’ bank accounts.
The Trusted Payments & Banking Partner for
Product suite
Our PAYOUT Stack
Make payouts feel like sending an email.
FIAT PAYOUTS
Instantly send payouts across Europe through SEPA, RIX, Elixir, or Faster Payments, all via one compliant API - boosting customer satisfaction and streamlining operations.
STABLECOIN PAYOUTS
Deliver seamless crypto payouts with instant USDC transfers to users or businesses, eliminating banking delays and providing transparent, traceable transactions.
PAYOUTS
Send real-time payouts directly to your customers’ bank accounts.
The Trusted Payments &
Banking Partner for
Product suite
Our PAYOUT Stack
Make payouts feel like sending an email.
FIAT PAYOUTS
Instantly send payouts across Europe through SEPA, RIX, Elixir, or Faster Payments, all via one compliant API - boosting customer satisfaction and streamlining operations.
STABLECOIN PAYOUTS
Deliver seamless crypto payouts with instant USDC transfers to users or businesses, eliminating banking delays and providing transparent, traceable transactions.
PAYOUTS
Send real-time payouts directly to your customers’ bank accounts.
The Trusted Payments & Banking Partner for
Product suite
Our PAYOUT Stack
Make payouts feel like sending an email.
FIAT PAYOUTS
Instantly send payouts across Europe through SEPA, RIX, Elixir, or Faster Payments, all via one compliant API - boosting customer satisfaction and streamlining operations.
STABLECOIN PAYOUTS
Deliver seamless crypto payouts with instant USDC transfers to users or businesses, eliminating banking delays and providing transparent, traceable transactions.
Benefits
Benefits of Ivy's Payouts Infrastructure
DELIVER REAL-TIME PAYOUTS
Funds are delivered instantly to your customers' bank accounts via real-time payment rails, enabling 24/7 access to funds.
INCREASE CUSTOMER LOYALTY
Users receive their funds within seconds - boosting customer satisfaction and retention.
IMPROVE OPERATIONAL EFFICIENCY
Payout setup and reconciliation are fully automated with a single API - reducing manual errors, failed transactions, and operational overhead.
How Instant Fiat Payouts work
1.
Initiate withdrawal
Choose to withdraw available funds within the merchant environment.
2.
Select amount & bank account
3.
Success
How Instant Fiat Payouts work
1.
Initiate withdrawal
Choose to withdraw available funds within the merchant environment.
2.
Select amount & bank account
3.
Success
How Instant Fiat Payouts work
1.
Initiate withdrawal
Choose to withdraw available funds within the merchant environment.
2.
Select amount & bank account
3.
Success
How Instant Fiat Payouts work
1.
Initiate withdrawal
Choose to withdraw available funds within the merchant environment.
2.
Select amount & bank account
3.
Success
Customers
Unlocking Growth for our Customers
Customers
Unlocking Growth for our Customers
Customers
Unlocking Growth for our Customers
Customers
Unlocking Growth
for our Customers
Use Cases
The trusted payments & banking partner for your industry
CRYPTO
Trading
PSPs
Global Marketplaces
CRYPTO
Enable secure, seamless fiat on-ramps and off-ramps with Ivy’s instant payments solution. Settle in fiat or USDC with full regulatory compliance and advanced banking capabilities, such as localized IBANs and stablecoin settlements.
TRADING
Make deposits and withdrawals effortless with Ivy’s instant payment solution. Leverage multi-currency accounts and localized IBANs to support efficient and reliable transaction flows for traders.
PSPs
Drive growth with Ivy's real-time bank payments, reaching over 90% of European account holders. Tap into global banking capabilities and deliver white-label solutions with bank-grade security, all through a single API.
GLOBAL MARKETPLACES
Boost conversion rates and reduce costs with Ivy’s instant account-to-account payments. Enable frictionless cross-border payments for global buyers and sellers while easing reconciliation and refunds.
Use Cases
The trusted payments & banking partner for your industry
CRYPTO
Trading
PSPs
Global Marketplaces
CRYPTO
Enable secure, seamless fiat on-ramps and off-ramps with Ivy’s instant payments solution. Settle in fiat or USDC with full regulatory compliance and advanced banking capabilities, such as localized IBANs and stablecoin settlements.
TRADING
Make deposits and withdrawals effortless with Ivy’s instant payment solution. Leverage multi-currency accounts and localized IBANs to support efficient and reliable transaction flows for traders.
PSPs
Drive growth with Ivy's real-time bank payments, reaching over 90% of European account holders. Tap into global banking capabilities and deliver white-label solutions with bank-grade security, all through a single API.
GLOBAL MARKETPLACES
Boost conversion rates and reduce costs with Ivy’s instant account-to-account payments. Enable frictionless cross-border payments for global buyers and sellers while easing reconciliation and refunds.
Use Cases
The trusted payments & banking partner for your industry
CRYPTO
Trading
PSPs
Global Marketplaces
CRYPTO
Enable secure, seamless fiat on-ramps and off-ramps with Ivy’s instant payments solution. Settle in fiat or USDC with full regulatory compliance and advanced banking capabilities, such as localized IBANs and stablecoin settlements.
TRADING
Make deposits and withdrawals effortless with Ivy’s instant payment solution. Leverage multi-currency accounts and localized IBANs to support efficient and reliable transaction flows for traders.
PSPs
Drive growth with Ivy's real-time bank payments, reaching over 90% of European account holders. Tap into global banking capabilities and deliver white-label solutions with bank-grade security, all through a single API.
GLOBAL MARKETPLACES
Boost conversion rates and reduce costs with Ivy’s instant account-to-account payments. Enable frictionless cross-border payments for global buyers and sellers while easing reconciliation and refunds.
Use Cases
The trusted payments & banking partner for your industry
CRYPTO
Trading
PSPs
Global Marketplaces
CRYPTO
Enable secure, seamless fiat on-ramps and off-ramps with Ivy’s instant payments solution. Settle in fiat or USDC with full regulatory compliance and advanced banking capabilities, such as localized IBANs and stablecoin settlements.
TRADING
Make deposits and withdrawals effortless with Ivy’s instant payment solution. Leverage multi-currency accounts and localized IBANs to support efficient and reliable transaction flows for traders.
PSPs
Drive growth with Ivy's real-time bank payments, reaching over 90% of European account holders. Tap into global banking capabilities and deliver white-label solutions with bank-grade security, all through a single API.
GLOBAL MARKETPLACES
Boost conversion rates and reduce costs with Ivy’s instant account-to-account payments. Enable frictionless cross-border payments for global buyers and sellers while easing reconciliation and refunds.
Coverage
Unmatched Local Currencies
Collect, manage, and hold customer funds on local premium IBANs including DE, GBP, SE, DK and get access to 5+ local currencies like EUR, GBP, and SEK.
Coverage
Unmatched Local Currencies
Collect, manage, and hold customer funds on local premium IBANs including DE, GBP, SE, DK and get access to 5+ local currencies like EUR, GBP, and SEK.
Coverage
Unmatched Local Currencies
Collect, manage, and hold customer funds on local premium IBANs including DE, GBP, SE, DK and get access to 5+ local currencies like EUR, GBP, and SEK.
Coverage
Unmatched Local Currencies
Collect, manage, and hold customer funds on local premium IBANs including DE, GBP, SE, DK and get access to 5+ local currencies like EUR, GBP, and SEK.
Built by developers,
for developers
Save engineering time with our simple API. One contract, one integration.
“Throughout my tenure at Mollie, I have integrated approximately 20 new APMs. Ivy's onboarding and integration process was particularly noteworthy due to its clear documentation and the reliable execution by their team.”
Johannes Claudi
Principal Product Manager
Built by developers,
for developers
Save engineering time with our simple API. One contract, one integration.
“Throughout my tenure at Mollie, I have integrated approximately 20 new APMs. Ivy's onboarding and integration process was particularly noteworthy due to its clear documentation and the reliable execution by their team.”
Johannes Claudi
Principal Product Manager
Built by developers,
for developers
Save engineering time with our simple API. One contract, one integration.
“Throughout my tenure at Mollie, I have integrated approximately 20 new APMs. Ivy's onboarding and integration process was particularly noteworthy due to its clear documentation and the reliable execution by their team.”
Johannes Claudi
Principal Product Manager
Built by developers,
for developers
Save engineering time with our simple API. One contract, one integration.
“Throughout my tenure at Mollie, I have integrated approximately 20 new APMs. Ivy's onboarding and integration process was particularly noteworthy due to its clear documentation and the reliable execution by their team.”
Johannes Claudi
Principal Product Manager
FAQ
Frequently asked
questions
What is an instant payout?
An instant payout is a fast transfer of funds from a business or platform to an individual’s bank account. Unlike traditional payouts, which can take days, instant payouts deliver money within minutes, providing quick access to earnings, refunds, or transfers at anytime, including weekends and holidays.
How do instant payouts work?
The user initiates a withdrawal from the merchant environment, selecting the bank account for the transfer. The funds settle instantly into the chosen account.
What is a closed loop payout?
Closed-loop payouts are payments you send to customers who have already paid your business, using the same verified payment details from their earlier transaction. Because the method is already authorized, setup is fast and security is stronger. Use them when money regularly moves both ways between you and the same users, such as on crypto platforms or trading apps where people often deposit and withdraw.
What is an open loop payout?
Open-loop payouts let you send money to users without depending on how they originally paid your business. You can issue a payout even if you haven’t integrated a full Payments flow, which makes the payout process simpler and more flexible.
What are the benefits of open loop payouts?
Open loop payouts offer recipients flexibility, allowing them to use funds anywhere, not just within a closed system. They enable faster payments, reduce friction, and enhance user satisfaction. Businesses benefit through increased trust, global reach, and reduced administrative overhead compared to managing restricted, internal payment systems or store-only credit.
FAQ
Frequently asked
questions
What is an instant payout?
An instant payout is a fast transfer of funds from a business or platform to an individual’s bank account. Unlike traditional payouts, which can take days, instant payouts deliver money within minutes, providing quick access to earnings, refunds, or transfers at anytime, including weekends and holidays.
How do instant payouts work?
The user initiates a withdrawal from the merchant environment, selecting the bank account for the transfer. The funds settle instantly into the chosen account.
What is a closed loop payout?
Closed-loop payouts are payments you send to customers who have already paid your business, using the same verified payment details from their earlier transaction. Because the method is already authorized, setup is fast and security is stronger. Use them when money regularly moves both ways between you and the same users, such as on crypto platforms or trading apps where people often deposit and withdraw.
What is an open loop payout?
Open-loop payouts let you send money to users without depending on how they originally paid your business. You can issue a payout even if you haven’t integrated a full Payments flow, which makes the payout process simpler and more flexible.
What are the benefits of open loop payouts?
Open loop payouts offer recipients flexibility, allowing them to use funds anywhere, not just within a closed system. They enable faster payments, reduce friction, and enhance user satisfaction. Businesses benefit through increased trust, global reach, and reduced administrative overhead compared to managing restricted, internal payment systems or store-only credit.
FAQ
Frequently asked
questions
What is an instant payout?
An instant payout is a fast transfer of funds from a business or platform to an individual’s bank account. Unlike traditional payouts, which can take days, instant payouts deliver money within minutes, providing quick access to earnings, refunds, or transfers at anytime, including weekends and holidays.
How do instant payouts work?
The user initiates a withdrawal from the merchant environment, selecting the bank account for the transfer. The funds settle instantly into the chosen account.
What is a closed loop payout?
Closed-loop payouts are payments you send to customers who have already paid your business, using the same verified payment details from their earlier transaction. Because the method is already authorized, setup is fast and security is stronger. Use them when money regularly moves both ways between you and the same users, such as on crypto platforms or trading apps where people often deposit and withdraw.
What is an open loop payout?
Open-loop payouts let you send money to users without depending on how they originally paid your business. You can issue a payout even if you haven’t integrated a full Payments flow, which makes the payout process simpler and more flexible.
What are the benefits of open loop payouts?
Open loop payouts offer recipients flexibility, allowing them to use funds anywhere, not just within a closed system. They enable faster payments, reduce friction, and enhance user satisfaction. Businesses benefit through increased trust, global reach, and reduced administrative overhead compared to managing restricted, internal payment systems or store-only credit.
FAQ
Frequently asked
questions
What is an instant payout?
An instant payout is a fast transfer of funds from a business or platform to an individual’s bank account. Unlike traditional payouts, which can take days, instant payouts deliver money within minutes, providing quick access to earnings, refunds, or transfers at anytime, including weekends and holidays.
How do instant payouts work?
The user initiates a withdrawal from the merchant environment, selecting the bank account for the transfer. The funds settle instantly into the chosen account.
What is a closed loop payout?
Closed-loop payouts are payments you send to customers who have already paid your business, using the same verified payment details from their earlier transaction. Because the method is already authorized, setup is fast and security is stronger. Use them when money regularly moves both ways between you and the same users, such as on crypto platforms or trading apps where people often deposit and withdraw.
What is an open loop payout?
Open-loop payouts let you send money to users without depending on how they originally paid your business. You can issue a payout even if you haven’t integrated a full Payments flow, which makes the payout process simpler and more flexible.
What are the benefits of open loop payouts?
Open loop payouts offer recipients flexibility, allowing them to use funds anywhere, not just within a closed system. They enable faster payments, reduce friction, and enhance user satisfaction. Businesses benefit through increased trust, global reach, and reduced administrative overhead compared to managing restricted, internal payment systems or store-only credit.
READY FOR THE FUTURE OF MONEY?
READY FOR THE FUTURE OF MONEY?
READY FOR THE FUTURE OF MONEY?
READY FOR THE FUTURE OF MONEY?
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at
internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.