OpenPayd
OpenPayd is a global fintech platform providing embedded financial services like payments, accounts, and FX for businesses via API integration.
Product suite
OpenPayd Products
Global Payments
Receive payments in major currencies through virtual IBANs.
Open Banking
Increase conversion and reduce costs by adopting Open-Banking powered Pay by Bank.
Payouts
Automate global payouts at scale.
Stablecoins
Receive, hold, convert and send stablecoins globally.
Virtual IBANs
Access unlimited virtual IBANs to streamline payments and reconciliation.
BaaS
Embed banking and payment services.
Multi-Currency Accounts
Let customers manage money in 40+ currencies from a single account.
Corporate Accounts
Hold all your corporate funds and track every incoming and outgoing payment.
Foreign Exchange
Flexible FX execution - via API, dashboard or OTC desk.
On/Off-Ramp
On/off ramp of digital assets at market leading rates with instant settlement.
Overview
OpenPayd Alternatives
Ivy
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Ivy enables real-time Open Banking-powered payments with bank-grade security and high conversion rates.
Plaid
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Plaid is a fintech platform that connects apps to users’ bank accounts, enabling secure access to financial data and payments.
Token.io
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Token.io is an Open Banking platform enabling secure bank payments and data access across Europe via AISP and PISP services.
GoCardless
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GoCardless is a payment platform leveraging Open Banking to enable businesses to collect recurring and one-off payments directly from bank accounts.
Versus
Compare Open Banking Providers
Zimpler vs Yaspa
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See how Zimpler and Yaspa stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Yapily vs Plaid
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See how Yapily and Plaid stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Trustly vs Plaid
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See how Trustly and Plaid stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Yapily vs Truelayer
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See how Yapily and Truelayer stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.





