OpenPayd
OpenPayd is a global fintech platform providing embedded financial services like payments, accounts, and FX for businesses via API integration.
Introduction
Introduction
What is OpenPayd?
OpenPayd is a financial infrastructure provider that offers accounts, wallets, foreign exchange, stablecoin trading, Open Banking, and payment services through a single API. The company operates under a global licensing network and processes over $130 billion annually for enterprise clients.
Introduction
What is OpenPayd?
OpenPayd is a financial infrastructure provider that offers accounts, wallets, foreign exchange, stablecoin trading, Open Banking, and payment services through a single API. The company operates under a global licensing network and processes over $130 billion annually for enterprise clients.
Product suite
Product suite
Product suite
OpenPayd Products
Global Payments
Receive payments in major currencies through virtual IBANs.
Global Payments
Receive payments in major currencies through virtual IBANs.
Global Payments
Receive payments in major currencies through virtual IBANs.
Open Banking
Increase conversion and reduce costs by adopting Open-Banking powered Pay by Bank.
Open Banking
Increase conversion and reduce costs by adopting Open-Banking powered Pay by Bank.
Open Banking
Increase conversion and reduce costs by adopting Open-Banking powered Pay by Bank.
Payouts
Automate global payouts at scale.
Payouts
Automate global payouts at scale.
Payouts
Automate global payouts at scale.
Stablecoins
Receive, hold, convert and send stablecoins globally.
Stablecoins
Receive, hold, convert and send stablecoins globally.
Stablecoins
Receive, hold, convert and send stablecoins globally.
Virtual IBANs
Access unlimited virtual IBANs to streamline payments and reconciliation.
Virtual IBANs
Access unlimited virtual IBANs to streamline payments and reconciliation.
Virtual IBANs
Access unlimited virtual IBANs to streamline payments and reconciliation.
BaaS
Embed banking and payment services.
BaaS
Embed banking and payment services.
BaaS
Embed banking and payment services.
Multi-Currency Accounts
Let customers manage money in 40+ currencies from a single account.
Multi-Currency Accounts
Let customers manage money in 40+ currencies from a single account.
Multi-Currency Accounts
Let customers manage money in 40+ currencies from a single account.
Corporate Accounts
Hold all your corporate funds and track every incoming and outgoing payment.
Corporate Accounts
Hold all your corporate funds and track every incoming and outgoing payment.
Foreign Exchange
Flexible FX execution - via API, dashboard or OTC desk.
Foreign Exchange
Flexible FX execution - via API, dashboard or OTC desk.
On/Off-Ramp
On/off ramp of digital assets at market leading rates with instant settlement.
On/Off-Ramp
On/off ramp of digital assets at market leading rates with instant settlement.
Overview
Overview
Overview
OpenPayd Alternatives
Ivy
Learn More
Ivy enables real-time Open Banking-powered payments with bank-grade security and high conversion rates.
Plaid
Learn More
Plaid is a fintech platform that connects apps to users’ bank accounts, enabling secure access to financial data and payments.
Token.io
Learn More
Token.io is an Open Banking platform enabling secure bank payments and data access across Europe via AISP and PISP services.
GoCardless
Learn More
GoCardless is a payment platform leveraging Open Banking to enable businesses to collect recurring and one-off payments directly from bank accounts.
Versus
Versus
Versus
Compare Open Banking Providers
Zimpler vs Yaspa
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See how Zimpler and Yaspa stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Yapily vs Plaid
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See how Yapily and Plaid stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Trustly vs Plaid
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See how Trustly and Plaid stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Yapily vs Truelayer
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See how Yapily and Truelayer stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Frequently asked questions
How does OpenPayd work?
OpenPayd provides infrastructure for payments and banking services, enabling businesses to accept, hold, and send money through connected financial networks and APIs.
Is OpenPayd safe?
Yes. OpenPayd applies security controls, regulatory safeguards, and compliance standards to protect funds and financial data.
Is OpenPayd a bank?
No, OpenPayd is not a traditional bank. It operates as an electronic-money institution and Banking-as-a-Service (BaaS) provider, offering banking-style services (accounts, payments, IBANs, FX) via API.
FAQ
Frequently asked questions
How does OpenPayd work?
OpenPayd provides infrastructure for payments and banking services, enabling businesses to accept, hold, and send money through connected financial networks and APIs.
Is OpenPayd safe?
Yes. OpenPayd applies security controls, regulatory safeguards, and compliance standards to protect funds and financial data.
Is OpenPayd a bank?
No, OpenPayd is not a traditional bank. It operates as an electronic-money institution and Banking-as-a-Service (BaaS) provider, offering banking-style services (accounts, payments, IBANs, FX) via API.
FAQ
Frequently asked questions
How does OpenPayd work?
OpenPayd provides infrastructure for payments and banking services, enabling businesses to accept, hold, and send money through connected financial networks and APIs.
Is OpenPayd safe?
Yes. OpenPayd applies security controls, regulatory safeguards, and compliance standards to protect funds and financial data.
Is OpenPayd a bank?
No, OpenPayd is not a traditional bank. It operates as an electronic-money institution and Banking-as-a-Service (BaaS) provider, offering banking-style services (accounts, payments, IBANs, FX) via API.
FAQ
Frequently asked questions
How does OpenPayd work?
OpenPayd provides infrastructure for payments and banking services, enabling businesses to accept, hold, and send money through connected financial networks and APIs.
Is OpenPayd safe?
Yes. OpenPayd applies security controls, regulatory safeguards, and compliance standards to protect funds and financial data.
Is OpenPayd a bank?
No, OpenPayd is not a traditional bank. It operates as an electronic-money institution and Banking-as-a-Service (BaaS) provider, offering banking-style services (accounts, payments, IBANs, FX) via API.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at
internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.