Account Information Services
Looking for the best open banking providers for account information services (AIS) heading into 2026? We've got you covered.
Ready to get started with Open Banking?
Talk to an Ivy expert today and see how our default global, default instant financial infrastructure is helping leading companies grow through Open Banking.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Frequently asked questions
What are account information services in open banking?
Account information services (AIS) allow authorised third-party providers to securely access bank account data with customer consent. They aggregate balances, transactions, and financial insights across multiple accounts, enabling better budgeting, credit assessments, and financial management tools. AIS is a core component of open banking, enhancing data-driven financial services and transparency.
What are the best open banking companies for account information services?
The best open banking companies for AIS typically provide strong data coverage, high API reliability, compliance with PSD2 or local regulations, and advanced enrichment capabilities. Leading providers often include firms such as Ivy, Tink, TrueLayer and Yapily, depending on your geography, use case, and regulatory requirements.
Are AISPs safe to use?
Yes, AISPs are generally safe because they must be regulated, follow strict security and data-protection rules, and never access accounts without explicit consent. They cannot move money and only read financial data.
What is the difference between AIS and PIS?
AIS retrieves and aggregates financial data, offering visibility into balances, transactions, and account insights. PIS, or payment initiation services, initiates payments from a bank account with user consent. AIS is read-only, while PIS executes actions. Both are regulated under open banking frameworks but serve distinct financial purposes and workflows.
What is an example of account information?
Some examples of account information include bank account balances and recent transactions. AIS providers may also enrich raw information to show spending trends or financial health indicators. All such data is accessed only with consent and used to support financial applications or services.
Account Information Services
Looking for the best open banking providers for account information services (AIS) heading into 2026? We've got you covered.
Ready to get started with Open Banking?
Talk to an Ivy expert today and see how our default global, default instant financial infrastructure is helping leading companies grow through Open Banking.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Frequently asked questions
What are account information services in open banking?
Account information services (AIS) allow authorised third-party providers to securely access bank account data with customer consent. They aggregate balances, transactions, and financial insights across multiple accounts, enabling better budgeting, credit assessments, and financial management tools. AIS is a core component of open banking, enhancing data-driven financial services and transparency.
What are the best open banking companies for account information services?
The best open banking companies for AIS typically provide strong data coverage, high API reliability, compliance with PSD2 or local regulations, and advanced enrichment capabilities. Leading providers often include firms such as Ivy, Tink, TrueLayer and Yapily, depending on your geography, use case, and regulatory requirements.
Are AISPs safe to use?
Yes, AISPs are generally safe because they must be regulated, follow strict security and data-protection rules, and never access accounts without explicit consent. They cannot move money and only read financial data.
What is the difference between AIS and PIS?
AIS retrieves and aggregates financial data, offering visibility into balances, transactions, and account insights. PIS, or payment initiation services, initiates payments from a bank account with user consent. AIS is read-only, while PIS executes actions. Both are regulated under open banking frameworks but serve distinct financial purposes and workflows.
What is an example of account information?
Some examples of account information include bank account balances and recent transactions. AIS providers may also enrich raw information to show spending trends or financial health indicators. All such data is accessed only with consent and used to support financial applications or services.
Account Information Services
Looking for the best open banking providers for account information services (AIS) heading into 2026? We've got you covered.
Ready to get started with Open Banking?
Talk to an Ivy expert today and see how our default global, default instant financial infrastructure is helping leading companies grow through Open Banking.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Frequently asked questions
What are account information services in open banking?
Account information services (AIS) allow authorised third-party providers to securely access bank account data with customer consent. They aggregate balances, transactions, and financial insights across multiple accounts, enabling better budgeting, credit assessments, and financial management tools. AIS is a core component of open banking, enhancing data-driven financial services and transparency.
What are the best open banking companies for account information services?
The best open banking companies for AIS typically provide strong data coverage, high API reliability, compliance with PSD2 or local regulations, and advanced enrichment capabilities. Leading providers often include firms such as Ivy, Tink, TrueLayer and Yapily, depending on your geography, use case, and regulatory requirements.
Are AISPs safe to use?
Yes, AISPs are generally safe because they must be regulated, follow strict security and data-protection rules, and never access accounts without explicit consent. They cannot move money and only read financial data.
What is the difference between AIS and PIS?
AIS retrieves and aggregates financial data, offering visibility into balances, transactions, and account insights. PIS, or payment initiation services, initiates payments from a bank account with user consent. AIS is read-only, while PIS executes actions. Both are regulated under open banking frameworks but serve distinct financial purposes and workflows.
What is an example of account information?
Some examples of account information include bank account balances and recent transactions. AIS providers may also enrich raw information to show spending trends or financial health indicators. All such data is accessed only with consent and used to support financial applications or services.
Account Information Services
Looking for the best open banking providers for account information services (AIS) heading into 2026? We've got you covered.
Ready to get started with Open Banking?
Talk to an Ivy expert today and see how our default global, default instant financial infrastructure is helping leading companies grow through Open Banking.
This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.
FAQ
Frequently asked questions
What are account information services in open banking?
Account information services (AIS) allow authorised third-party providers to securely access bank account data with customer consent. They aggregate balances, transactions, and financial insights across multiple accounts, enabling better budgeting, credit assessments, and financial management tools. AIS is a core component of open banking, enhancing data-driven financial services and transparency.
What are the best open banking companies for account information services?
The best open banking companies for AIS typically provide strong data coverage, high API reliability, compliance with PSD2 or local regulations, and advanced enrichment capabilities. Leading providers often include firms such as Ivy, Tink, TrueLayer and Yapily, depending on your geography, use case, and regulatory requirements.
Are AISPs safe to use?
Yes, AISPs are generally safe because they must be regulated, follow strict security and data-protection rules, and never access accounts without explicit consent. They cannot move money and only read financial data.
What is the difference between AIS and PIS?
AIS retrieves and aggregates financial data, offering visibility into balances, transactions, and account insights. PIS, or payment initiation services, initiates payments from a bank account with user consent. AIS is read-only, while PIS executes actions. Both are regulated under open banking frameworks but serve distinct financial purposes and workflows.
What is an example of account information?
Some examples of account information include bank account balances and recent transactions. AIS providers may also enrich raw information to show spending trends or financial health indicators. All such data is accessed only with consent and used to support financial applications or services.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at
internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.