Yaspa Explained: Features & Best Alternatives (2026)

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Open Banking

Providers

Yaspa

Yaspa is a UK‑based, FCA‑regulated fintech using Open Banking for instant, secure account‑to‑account payments, identity verification, and payouts.

Introduction

What is Yaspa?

Yaspa is a fintech company that provides payment and account verification services using Open Banking and AI. Its platform combines real-time bank payments with customer data insights. Founded in 2017, Yaspa operates in the UK and Europe and is regulated by the UK Financial Conduct Authority.

Introduction

What is Yaspa?

Product suite

Yaspa Products

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Payments

Pay by Bank, AI and real-time risk assessment cut fraud and build trust.

Payments

Pay by Bank, AI and real-time risk assessment cut fraud and build trust.

Payments

Pay by Bank, AI and real-time risk assessment cut fraud and build trust.

Payouts

Settle refunds, withdrawals and outbound payments instantly.

Payouts

Settle refunds, withdrawals and outbound payments instantly.

Payouts

Settle refunds, withdrawals and outbound payments instantly.

Account Verification

Verify customer accounts instantly.

Account Verification

Verify customer accounts instantly.

Account Verification

Verify customer accounts instantly.

Virtual IBANs

Create multiple virtual bank accounts instantly.

Virtual IBANs

Create multiple virtual bank accounts instantly.

Virtual IBANs

Create multiple virtual bank accounts instantly.

Overview

Yaspa Alternatives

Ivy

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Ivy enables real-time Open Banking-powered payments with bank-grade security and high conversion rates.

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Tink

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Tink is an Open Banking platform that connects financial institutions with user data to enable payments, insights, and services.

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Salt Edge

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Salt Edge is an Open Banking platform providing secure access to financial data and payment initiation services through APIs for banks and businesses.

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Token.io

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Token.io is an Open Banking platform enabling secure bank payments and data access across Europe via AISP and PISP services.

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Versus

Compare Open Banking Providers

Zimpler vs Yaspa

Learn More

See how Zimpler and Yaspa stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.

Yapily vs Plaid

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See how Yapily and Plaid stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.

Trustly vs Plaid

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See how Trustly and Plaid stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.

Yapily vs Truelayer

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See how Yapily and Truelayer stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.

This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.

FAQ

Frequently asked questions

How does Yaspa work?

Yaspa enables account-to-account payments using open banking, allowing users to authorize transactions directly through their bank.

Is Yaspa safe?

Yes. Yaspa uses bank-level security, encrypted data transfer, and regulatory standards to protect payments and user information.

FAQ

Frequently asked questions

How does Yaspa work?

Yaspa enables account-to-account payments using open banking, allowing users to authorize transactions directly through their bank.

Is Yaspa safe?

Yes. Yaspa uses bank-level security, encrypted data transfer, and regulatory standards to protect payments and user information.

FAQ

Frequently asked questions

How does Yaspa work?

Yaspa enables account-to-account payments using open banking, allowing users to authorize transactions directly through their bank.

Is Yaspa safe?

Yes. Yaspa uses bank-level security, encrypted data transfer, and regulatory standards to protect payments and user information.

FAQ

Frequently asked questions

How does Yaspa work?

Yaspa enables account-to-account payments using open banking, allowing users to authorize transactions directly through their bank.

Is Yaspa safe?

Yes. Yaspa uses bank-level security, encrypted data transfer, and regulatory standards to protect payments and user information.

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Ready for the future of money?

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Ready for the future of money?

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COMPANY

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

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