5 min read

Sep 17, 2025

Open Banking 101: A Guide for Crypto Businesses

5 min read

Sep 17, 2025

Open Banking 101: A Guide for Crypto Businesses

5 min read

Sep 17, 2025

Open Banking 101: A Guide for Crypto Businesses

5 min read

Sep 17, 2025

Open Banking 101: A Guide for Crypto Businesses

Open Banking is no longer just an alternative - it’s shaping the next phase of digital payments by combining security, efficiency, and scale.

What started as a regulatory push for transparency and competition has quickly evolved into a global movement driving innovation, new business models, and customer-first experiences.

By enabling secure access to financial data through APIs, Open Banking empowers consumers with greater control over their money while giving businesses the tools to build faster, smarter, and more personalized services.



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get the guide

Download the free guide and start building a stablecoin strategy that actually works.

Contact us

get the guide

Download the free guide and start building a stablecoin strategy that actually works.

Who This
Guide Is For

Whether you’re running an exchange, building a crypto wallet, or managing treasury operations, in this guide we’ll break down the core concept, share real-world applications, and equip you with the knowledge to choose the right Open Banking partner for your crypto business.

No prior crypto expertise required. 


Open Banking In Numbers

The rise of open banking has been remarkable, and the numbers prove it:


These figures show that open banking is more than just a passing trend - it’s reshaping the future of payments.

Uncover the Fundamentals of Open Banking:

Learn how it works, how it evolved over time, and why it matters for your business.

Stay Ahead of the Curve:

Understand the opportunities that lie ahead in this rapidly evolving landscape and how to turn it into a competitive advantage.

Become an Open Banking Expert:

Equip yourself with the knowledge and tools you need to succeed in the future of finance.

Gain Strategic Insights:

Get actionable advice on how to build, launch, and scale your Open Banking solution with the right partner.

Christian Niedermüller

"The Ivy team is exceptionally responsive and demonstrates a deep understanding of customer needs in the Open Banking space. Their product offers comprehensive coverage across Europe, backed by a highly experienced team. They always go the extra mile to tailor their UI to our feedback, ensuring our needs are met effectively."

Christian Niedermüller

COO, KuCoin EU

Christian Niedermüller

"The Ivy team is exceptionally responsive and demonstrates a deep understanding of customer needs in the Open Banking space. Their product offers comprehensive coverage across Europe, backed by a highly experienced team. They always go the extra mile to tailor their UI to our feedback, ensuring our needs are met effectively."

Christian Niedermüller

COO, KuCoin EU

Christian Niedermüller

"The Ivy team is exceptionally responsive and demonstrates a deep understanding of customer needs in the Open Banking space. Their product offers comprehensive coverage across Europe, backed by a highly experienced team. They always go the extra mile to tailor their UI to our feedback, ensuring our needs are met effectively."

Christian Niedermüller

COO, KuCoin EU

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Ready for the future of money?

Ready for the future of money?

Ready for the future of money?

Ready for the future of money?

Money, at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money, at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money, at
internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money, at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.