Wondering if Stripe offers crypto payouts? As cryptocurrency gains traction in global finance, many businesses are looking for platforms that support digital asset payments. In this post, we’ll explore whether Stripe allows payouts in crypto and what alternatives are available if you're looking to get paid in stablecoins or other digital currencies.

Does Stripe Payout in Crypto?

Yes, Stripe does offer crypto payouts, but in a limited and specific way. As of now, Stripe supports payouts in USDC (USD Coin), a popular stablecoin, through its Stripe Connect platform. However, this feature is currently in private preview, which means it is only available to select users who request and receive access.

These stablecoin payouts are designed for connected accounts that can access Stripe’s Express Dashboard. Once enabled, recipients can link a compatible crypto wallet to their account and receive payouts in USDC.

Key Requirements for Stripe Crypto Payouts

If you're considering offering USDC payouts through Stripe, there are a few important requirements to keep in mind:

Your Platform must be Based in the US

To enable stablecoin payouts, your Stripe Connect platform must be registered and activated in the United States. This involves setting up your platform, completing your account activation, and filling out your platform profile.

Only Individuals and Sole Proprietors are Eligible

At this time, Stripe only supports stablecoin payouts to individuals or sole proprietors. Businesses and non-profit organizations are not yet eligible for crypto payouts.

Express Dashboard is required

Recipients must have access to the Express Dashboard. This is where they can connect a crypto wallet that supports either the Base or Polygon Network and select USDC as their preferred payout currency. To enable this, you'll need to create a connected account with Express access for each recipient.

Use the Transfers API for payouts

To send stablecoin payouts, you’ll need to integrate with Stripe’s Transfers API. Even if your platform balance is in fiat currency, Stripe will automatically convert it to USDC when transferring to a connected account with a linked crypto wallet. If you haven’t built a full integration yet, Stripe also offers both no-code and programmatic options to get started.

Supported Countries

Stripe supports crypto payouts in 50+ countries around the world, including:

• Argentina

• Austria

• Belgium

• Canada

• Costa Rica

• The US (excluding New York and Hawaii)

• El Salvador

• Kazakhstan

• Romania

• South Korea

• United Arab Emirates

• New Zealand

• Mexico

• Slovenia

• Croatia

• Benin

Find the full list of supported countries here.

Alternative to Stripe for Crypto Payouts

If you’re exploring alternatives to Stripe for payouts in crypto, Ivy offers a more flexible, crypto‑friendly option, with strong infrastructure and fewer restrictions. Here’s what sets Ivy apart:

Flexible Stablecoin Payouts

Ivy allows you to send payouts in USDC or EURC through a flexible API, making it a better fit for modern platforms.

Fiat, Stablecoin, or FX Settlements

You can settle payouts in fiat or stablecoins to either a bank account or a crypto wallet. Ivy also supports currency conversion at the time of payout, so you can convert from one currency to another and pay suppliers or partners in their local currency or stablecoins. This is ideal for global operations and helps reduce conversion fees and delays.

Multi-Chain Support for On-Chain Payouts

Ivy supports stablecoin payouts across multiple blockchains, including Ethereum, Solana, and Polygon, with more being added on an ongoing basis. This gives you flexibility in choosing the right chain based on speed, cost, and user preference.

Real-Time FX and Transparent Tracking

Ivy's FX tools let you access real-time currency conversion rates, automate conversions, and track each transaction from start to finish. This makes it easy to manage treasury operations and streamline cross-border payments.

Built for Compliance and Security

Ivy operates under a regulated framework with licenses for both payment services and virtual assets. Your funds are held securely, transactions are transparent, and the entire system is built to meet high compliance standards.

FAQs

Does Stripe payout in Crypto?

Yes, Stripe does support crypto payouts through Stripe Express, which currently offers payouts in USDC, a digital stablecoin pegged to the US dollar. This allows eligible users to receive crypto payouts, but only through Stripe Express and with specific setup requirements. Stripe supports crypto payouts in over 50 countries around the world.

How long does Stripe take to pay out crypto?

Stripe’s crypto payouts using USDC are typically instant, once the recipient has linked a compatible wallet and the payout is initiated. However, the initial setup process (including wallet linking and account approval) may take additional time. Timing can also vary slightly depending on the blockchain network used.