In this article, we’ll explore how Ivy’s Instant Payouts work, how you can integrate it into your existing payments experience, and how Instant Payouts can transform both your business operations and your customer relationships. Let’s dive in.

The Problem

We live in an on-demand world where people expect everything to move at the speed of the internet. Sending a message takes seconds, streaming content is instant, yet when it comes to payouts, the reality looks very different - the systems that power payouts are stuck in the past. Traditional card networks and bank transfers often come with high fees, fragmented infrastructure, and long settlement times. When payouts fail, are delayed, or require manual intervention to fix, it leads to overheads, frustrated customers, and ultimately, churn. 

The Solution

That’s why we built Instant Payouts, which enable you to send instant, on-demand payouts to your customers' bank accounts across Europe and the UK, powered through SEPA, RIX, Elixir, or Faster Payments, all via one compliant API.
Our solution enables seamless real-time payouts and refunds, with support for both closed-loop and open-loop payouts to meet diverse customer needs:

Why it matters

Here is how Ivy’s Instant Payouts can benefit your business:

By removing the delays and frictions of traditional systems, you can turn payouts into a powerful value proposition - giving your customers instant access to their money. Read our docs to learn more.

Trusted by global leaders including Kraken and Mollie, we power real-time money movement, anywhere in the world. Book a meeting with one of our payment experts today and discover how Ivy’s Instant Payouts can boost customer loyalty while reducing costs for your business.