Stablecoin hub

Your complete guide to stablecoins for business, from what they are and how they work, to practical strategies and the latest industry insights.

Stablecoins 101

What are stablecoins?

What are
stablecoins?

Stablecoins are a type of cryptocurrency designed to maintain a stable value by pegging their worth to a reserve asset.

Those can include:

the u.s. dollar

the u.s. dollar

the euro

the euro

gold

gold

Unlike traditional cryptocurrencies like Bitcoin, which can fluctuate wildly in price, stablecoins aim to provide consistency and reliability. This stability makes them useful for everyday transactions, international remittances, and as a store of value.

There are different types of stablecoins, including fiat-backed, crypto-backed, and algorithmic. They play a crucial role in decentralized finance (DeFi) and act as a bridge between traditional financial systems and blockchain-based digital economies.

Additional Resources

Article

What are Stablecoins?

Stablecoins are changing finance by acting as a bridge between crypto and fiat. Here's what they are and why they matter.

Jun 17, 2025

Article

What are Stablecoins?

Stablecoins are changing finance by acting as a bridge between crypto and fiat. Here's what they are and why they matter.

Jun 17, 2025

Article

Stablecoins vs Altcoins: What's the Difference?

Wondering how stablecoins differ from altcoins? Learn how each works, what they’re used for, and why both matter in the world of crypto.

Jun 19, 2025

Article

Stablecoins vs Altcoins: What's the Difference?

Wondering how stablecoins differ from altcoins? Learn how each works, what they’re used for, and why both matter in the world of crypto.

Jun 19, 2025

Article

Stablecoins vs Bitcoins: Differences Explained

While bitcoins are volatile and speculative, stablecoins are built for stability and utility. Here's how they compare in purpose, performance, and use.

Jun 19, 2025

Article

Stablecoins vs Bitcoins: Differences Explained

While bitcoins are volatile and speculative, stablecoins are built for stability and utility. Here's how they compare in purpose, performance, and use.

Jun 19, 2025

Article

What are Central Bank Digital Currencies?

Central Bank Digital Currencies (CBDCs) are digital forms of money issued by central banks, aiming to modernize payments and financial systems.

Jun 19, 2025

Article

What are Central Bank Digital Currencies?

Central Bank Digital Currencies (CBDCs) are digital forms of money issued by central banks, aiming to modernize payments and financial systems.

Jun 19, 2025

Stablecoins 101

What are the Different Types of Stablecoins?

Stablecoins come in several types based on how they maintain price stability.

Fiat-backed stablecoins

Fiat-backed stablecoins

Fiat-backed stablecoins are backed 1:1 by traditional currencies like the U.S. dollar and held in reserve (e.g., USDC, USDT).

Crypto-backed stablecoins

Crypto-backed stablecoins

Crypto-backed stablecoins use cryptocurrencies as collateral and are often over-collateralized to manage volatility (e.g., DAI).

Algorithmic stablecoins

Algorithmic stablecoins

Algorithmic stablecoins maintain value through code-based supply and demand mechanisms without actual collateral, though they carry higher risk.

Commodity-backed stablecoins

Commodity-backed stablecoins

Commodity-backed stablecoins are pegged to assets like gold or oil.

Stablecoins 101

What are the Benefits of Stablecoins?

Stablecoins offer several advantages in the digital economy.

Their price stability makes them ideal for transactions, savings, and remittances without the volatility of typical cryptocurrencies.

Their price stability makes them ideal for transactions, savings, and remittances without the volatility of typical cryptocurrencies.

Their price stability makes them ideal for transactions, savings, and remittances without the volatility of typical cryptocurrencies.

They enable fast, low-cost cross-border payments for businesses, reducing reliance on traditional banking systems.

They enable fast, low-cost cross-border payments for businesses, reducing reliance on traditional banking systems.

They enable fast, low-cost cross-border payments for businesses, reducing reliance on traditional banking systems.

Stablecoins also improve access to financial services for the unbanked and underbanked.

Stablecoins also improve access to financial services for the unbanked and underbanked.

Stablecoins also improve access to financial services for the unbanked and underbanked.

In decentralized finance (DeFi), they are widely used for lending, borrowing, and trading as reliable collateral.

In decentralized finance (DeFi), they are widely used for lending, borrowing, and trading as reliable collateral.

In decentralized finance (DeFi), they are widely used for lending, borrowing, and trading as reliable collateral.

Additional Resources

Article

The Pros and Cons of Stablecoins

We explore the pros and cons of stablecoins, including how they work, their benefits, risks, and role in the evolving crypto and digital finance landscape.

Jun 19, 2025

Article

The Pros and Cons of Stablecoins

We explore the pros and cons of stablecoins, including how they work, their benefits, risks, and role in the evolving crypto and digital finance landscape.

Jun 19, 2025

Article

The Pros and Cons of Stablecoins

We explore the pros and cons of stablecoins, including how they work, their benefits, risks, and role in the evolving crypto and digital finance landscape.

Jun 19, 2025

Opinion

Are Stablecoins Really Cheaper?

Focusing on cost misses the forest for the trees; stablecoins are building a faster, programmable foundation for global finance.

Jun 19, 2025

Opinion

Are Stablecoins Really Cheaper?

Focusing on cost misses the forest for the trees; stablecoins are building a faster, programmable foundation for global finance.

Jun 19, 2025

Opinion

Are Stablecoins Really Cheaper?

Focusing on cost misses the forest for the trees; stablecoins are building a faster, programmable foundation for global finance.

Jun 19, 2025

Opinion

Are Stablecoins a Good Hedge Against Inflation?

Can stablecoins hedge against inflation? We explore the risks, rewards, and promise of inflation-linked assets like USDi.

Jun 19, 2025

Opinion

Are Stablecoins a Good Hedge Against Inflation?

Can stablecoins hedge against inflation? We explore the risks, rewards, and promise of inflation-linked assets like USDi.

Jun 19, 2025

Opinion

Are Stablecoins a Good Hedge Against Inflation?

Can stablecoins hedge against inflation? We explore the risks, rewards, and promise of inflation-linked assets like USDi.

Jun 19, 2025

Stablecoin Regulation

Are Stablecoins Regulated?

The Markets in Crypto-Assets Regulation (MiCAR) is the EU’s comprehensive framework for regulating crypto-assets, including stablecoins. 

Under MiCAR, stablecoins are classified as “asset-referenced tokens” or “e-money tokens,” depending on their structure. Issuers must be authorized, meet strict reserve and capital requirements, and provide clear whitepapers. Large-scale stablecoins face additional rules to limit systemic risks.

MiCAR also enforces consumer protection, transparency, and supervision by the European Banking Authority (EBA) and national regulators. The regulation aims to ensure financial stability, foster innovation, and create a single EU-wide framework for crypto-assets.
MiCAR began applying in phases starting in mid-2024.

Additional Resources

Stablecoin Use Cases

What are some Stablecoin Use Cases?

Stablecoins have a wide range of practical use cases across the digital economy, including:

Cross-border payments

Cross-border payments

Cross-border payments

Enable fast, low-cost international transfers.

Decentralized finance (DeFi)

Decentralized finance (DeFi)

Decentralized finance (DeFi)

Used as stable collateral for lending, borrowing, and trading.

Remittances

Remittances

Remittances

Allow workers to send money home efficiently with minimal fees.

Merchant payments

Merchant payments

Merchant payments

Provide a stable medium for accepting crypto payments.

Payroll and salaries

Payroll and salaries

Payroll and salaries

Used by companies to pay employees globally.

Sources: Nilos, USDC.com, and Chainalysis

Additional Resources

Resource

Stablecoin Use Case Directory

Discover how stablecoins are transforming industries — from global trade and payroll to finance, operations, and beyond.

Jun 19, 2025

Resource

Stablecoin Use Case Directory

Discover how stablecoins are transforming industries — from global trade and payroll to finance, operations, and beyond.

Jun 19, 2025

Resource

Stablecoin Use Case Directory

Discover how stablecoins are transforming industries — from global trade and payroll to finance, operations, and beyond.

Jun 19, 2025

Stablecoin Trends

Stablecoin Adoption

Will 2025 be the tipping point for stablecoin adoption?
We think so. Here’s why:

The total supply of stablecoins has increased by 28% year-over-year, reaching over $208 billion in circulation. And surveys indicate that many businesses are adopting stablecoins: 90% of companies are taking action, with 46% already using stablecoins for payments and 23% running pilot programs.

Major companies like PayPal and Visa are actively integrating stablecoins, reflecting growing confidence in their use. Stablecoins also have the potential to improve financial inclusion, serving up to one billion underbanked people worldwide.

And perhaps most crucially, regulatory clarity is improving, especially with the EU’s MiCAR regulation, which provides clear rules for stablecoin issuance and supervision.

Stablecoin Companies

Best Stablecoin Companies in 2025

We’ve compiled a comprehensive database of the best stablecoin companies in 2025, covering a wide range of areas including remittances, cross-border payments, Banking-as-a-Service (BaaS), and more. This resource highlights key players driving innovation and adoption across the stablecoin ecosystem, helping businesses and individuals navigate the rapidly evolving digital currency landscape.

In The News

Recent Stablecoin News

Keep up to date with the latest news from the world of stablecoins. We’ll bring you current developments, regulatory updates, major partnerships, and market trends shaping the future of stablecoins and their growing role in global finance.

Latest News

News

Ivy and Circle Announce Partnership

Ivy, the default global, default instant payments platform, has entered into a strategic partnership with Circle, a leading financial technology firm and issuer of USDC and EURC.

Jul 2, 2025

News

Ivy and Circle Announce Partnership

Ivy, the default global, default instant payments platform, has entered into a strategic partnership with Circle, a leading financial technology firm and issuer of USDC and EURC.

Jul 2, 2025

News

Ivy and Circle Announce Partnership

Ivy, the default global, default instant payments platform, has entered into a strategic partnership with Circle, a leading financial technology firm and issuer of USDC and EURC.

Jul 2, 2025

READY FOR THE FUTURE OF MONEY?

READY FOR THE FUTURE OF MONEY?

READY FOR THE FUTURE OF MONEY?

READY FOR THE FUTURE OF MONEY?

Money,
at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money,
at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money,
at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money,
at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.