Stablecoin Adoption in 2025: Global Market Trends

Stablecoin Adoption in 2025

In this section, we’ll summarize the top stablecoin trends in 2025 — from their increasing use in payments to the rapidly evolving regulatory landscape. 

90% of businesses Are taking action on stablecoins

In a recent survey conducted by Fireblocks, the vast majority of industry executives and specialists across banking, payments, compliance, and crypto services indicated that they were seriously considering the potential stablecoins had — especially in the area of cross-border payments, where legacy rails and inefficient correspondent banking networks lead to slow, expensive settlements. 

46% indicated that they were already using stablecoin payments, and a further 23% indicated that they were pilot-testing programs for the same. 

Fireblocks

28% YoY increase in stablecoin supply

The average supply of stablecoins in circulation has increased by 28% YoY – and has jumped from $2 Billion in 2019 to $208 Billion in 2025.

Source: Allium & Visa

48% cite speed as the top benefit

While stablecoins offer both lower costs and faster transactions — particularly for cross-border payments — Fireblocks’ survey found that speed was the standout benefit for most executives and specialists. Unlike traditional payment rails, which can take days to settle international transfers, stablecoins enable near-instant settlement.

Source: Fireblocks

Big players are entering the market 

In 2025, major institutions are embracing stablecoins for faster, cheaper payments. PayPal’s PYUSD and Visa’s integration of USDC illustrate growing adoption. These moves signal confidence in stablecoin settlements, especially for cross-border transactions, as traditional financial players seek blockchain-based alternatives to outdated payment rails. The momentum is accelerating globally. 

Stablecoins have the potential to serve up to 1 billion under-banked people 

Stablecoins are emerging as powerful tools for financial inclusion, with the potential to serve up to 1 billion underbanked individuals worldwid . By enabling fast, low-cost cross-border transactions and providing a stable store of value, they offer an accessible alternative to traditional banking systems. For instance, in countries like Venezuela and Argentina, where inflation is rampant, stablecoins like USDT and USDC are increasingly used to preserve wealth and facilitate daily transactions. Mobile wallet integration also allows users in remote areas to participate in the digital economy without needing a bank account.

Source: World Economic Forum

Global regulations are catching up

Global regulators are accelerating efforts to govern stablecoins, with the EU’s Markets in Crypto-Assets (MiCA) regulation leading the charge. Set to take full effect in 2025, MiCA introduces clear rules for issuance, reserve management, and transparency—paving the way for compliant stablecoin adoption across the bloc and setting a global benchmark.

9 in 10 cite regularity clarity as adoption drivers 

According to Fireblocks' 2025 State of Stablecoins report, 9 in 10 financial institutions cite regulatory clarity and industry standards as key drivers of stablecoin adoption. This growing confidence reflects a significant shift: regulatory and compliance concerns have decreased by over 50% since 2023, signaling that stablecoins are becoming a trusted component of global finance.

Source: Fireblocks

Transactions are happening around the clock 

Stablecoins power truly 24/7 transactions — operating nonstop, every day of the year. Visa’s analysis shows billions in stablecoin settlements happening even on weekends, with average daily weekend volumes often surpassing those on weekdays. This highlights stablecoins’ critical role in enabling continuous, global financial activity beyond traditional banking hours.

Source: Visa

Wrapping Things Up 

In 2025, stablecoins are no longer a niche innovation — they are rapidly becoming fundamental to the future of global finance. Driven by speed, cost-efficiency, and regulatory clarity, stablecoins are gaining broad institutional adoption and enabling seamless 24/7 payments worldwide. 

With major players like Circle leading the way and regulators like the EU setting clear frameworks, stablecoins are poised to transform cross-border transactions and financial inclusion for billions. As this momentum accelerates, 2025 may well be the tipping point that cements stablecoins as a permanent fixture in the global financial ecosystem.