Ivy vs Plaid
See how Ivy and Plaid stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Ivy vs Plaid
Here’s a breakdown of Ivy and Plaid across products, compliance, use cases, and regions.
Product
Features
Industry
Ivy and Plaid are both payments infrastructure providers supporting real-time, compliant payment flows for regulated businesses. Plaid supports instant and recurring payments, account information services, fraud prevention, and high conversion rates, with connectivity across more than 12,000 financial institutions.
Ivy supports these core open banking capabilities alongside manual bank transfers, multi-currency accounts, end-user virtual IBANs, and both fiat and stablecoin settlement and payouts. These features allow digital asset businesses to manage collections, settlements, treasury, and payouts through one platform rather than working with multiple providers.
Use Ivy if you
Build or operate crypto exchanges, onramps, or digital asset platforms
Need fiat and stablecoin settlement, virtual IBANs, and stablecoin payouts alongside open banking payments
Use Plaid if you
Operate across Europe and North America
Want open banking payments with broad bank and financial institution coverage
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