Ivy vs GoCardless
See how Ivy and GoCardless stack up. Explore their features, use cases, and compliance to find the open-banking provider that best supports your business goals.
Ivy vs GoCardless
Here’s a breakdown of Ivy and GoCardless across products, compliance, use cases, and regions.
Product
Features
Industry
Ivy and GoCardless are both payments infrastructure providers supporting real-time, compliant payment flows. GoCardless supports instant and recurring payments, account information services, fraud prevention, and white labelling, with connectivity across more than 2,500 banks.
Ivy supports these core open banking capabilities alongside manual bank transfers, multi-currency accounts, end-user virtual IBANs, and both fiat and stablecoin settlement and payouts. These capabilities enable digital asset businesses to manage collections, settlements, treasury, and payouts within a single platform rather than stitching together multiple providers.
Use Ivy if you
Build or operate crypto exchanges, onramps, or digital asset platforms
Need fiat and stablecoin settlement, virtual IBANs, and stablecoin payouts alongside open banking payments
Use GoCardless if you
Operate across Europe and North America
Focus on recurring payments, subscription billing, or direct debit flows
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