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Ivy vs Exactly

Ivy vs Exactly

Discover how Ivy and Exactly stack up. We break down their features, use cases, compliance, and industries so you can choose the open-banking provider that best supports your company’s growth.

Introduction

Introduction

How does Ivy compare with Exactly?

Ivy and Exactly both provide payments infrastructure supporting instant and recurring payments, instant fiat payouts, and compliant payment flows. While Exactly is great for ecommerce companies, Ivy is built specifically for cyrpto use cases and is the trusted payments and banking partner for crypto companies like Kraken and Kucoin.

Introduction

How does Ivy compare with Exactly?

Ivy and Exactly both provide payments infrastructure supporting instant and recurring payments, instant fiat payouts, and compliant payment flows. While Exactly is great for ecommerce companies, Ivy is built specifically for cyrpto use cases and is the trusted payments and banking partner for crypto companies like Kraken and Kucoin.

This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.

This comparison is based on publicly accessible information as of January 2026. Where specific product information could not be identified or verified from public sources with reasonable effort, it is indicated as “not specified.” This reflects limitations of publicly available information only and does not imply the absence or inferiority of any feature or service. Product offerings and regulatory status may change over time. This comparison is provided for informational purposes only and does not constitute an exhaustive market assessment. Product offerings, features, regulatory permissions, and commercial terms may change over time. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. No affiliation, partnership, endorsement, or commercial relationship with any third party provider is implied by this comparison. For any comments, concerns or changes, reach out to shifa.rahaman@getivy.io.

This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.

This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.

Versus

Versus

Versus

Ivy vs Exactly

Here’s a breakdown of Ivy and Exactly across products, compliance, use cases, and regions.

Product

Instant Payments

Instant Payments

Instant Payments

Manual Bank Transfer

Not Specified

Manual Bank Transfer

Not Specified

Manual Bank Transfer

Not Specified

Multi-Currency Accounts

Multi-Currency Accounts

Multi-Currency Accounts

Stablecoin Settlement

Not Specified

Stablecoin Settlement

Not Specified

Stablecoin Settlement

Not Specified

End-User Virtual Ibans

Not Specified

End-User Virtual Ibans

Not Specified

End-User Virtual Ibans

Not Specified

Instant Fiat Payouts

Instant Fiat Payouts

Instant Fiat Payouts

Stablecoin Payouts

Not Specified

Stablecoin Payouts

Not Specified

Stablecoin Payouts

Not Specified

Recurring Payments

Recurring Payments

Recurring Payments

Account Information Services

Not Specified

Account Information Services

Not Specified

Account Information Services

Not Specified

Features

Smart Routing Engine

Smart Routing Engine

Smart Routing Engine

Conversion Rates

High (>90%)

High

Conversion Rates

High (>90%)

High

Conversion Rates

High (>90%)

High

Coverage

5000+ banks

High

Coverage

5000+ banks

High

Coverage

5000+ banks

High

Fraud Prevention

Fraud Prevention

Fraud Prevention

White Labelling

White Labelling

White Labelling

Support

Dedicated Account Managers 24/7 support

24/7 support

Support

Dedicated Account Managers 24/7 support

24/7 support

Support

Dedicated Account Managers 24/7 support

24/7 support

Industry

Crypto

Not Specified

Crypto

Not Specified

Crypto

Not Specified

Financial Services

Not Specified

Financial Services

Not Specified

Financial Services

Not Specified

Marketplaces & ECommerce

Marketplaces & ECommerce

Marketplaces & ECommerce

Trading

Trading

Trading

Ivy and Trustly are both payments infrastructure providers supporting real-time, compliant payment flows for businesses. Trustly supports instant and recurring payments, account information services, and instant fiat payouts, alongside fraud prevention and a smart routing engine. With connectivity across a large number of banks, Trustly is used across industries such as iGaming, travel, utilities, subscription services, marketplaces, and the public sector, with regional coverage spanning Europe and North America.

Ivy supports these core payment capabilities alongside manual bank transfers, multi-currency accounts, end-user virtual IBANs, and both fiat and stablecoin settlement and payouts. These capabilities are delivered through a single platform, enabling digital asset businesses to manage collections, settlements, treasury, and payouts without integrating multiple providers.

Use Ivy if you


  • Build or operate crypto exchanges, onramps, or digital asset platforms

  • Need fiat and stablecoin settlement, virtual IBANs, and stablecoin payouts alongside open banking payments

Use Trustly if you


  • Need broad bank coverage

  • Operate across Europe and North America

Ready for the future of money?

Ready for the future of money?

Ready for the future of money?

Ready for the future of money?

Money, at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money, at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money, at
internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money, at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.