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Brite vs Truelayer

Brite vs Truelayer

Discover how Brite and TrueLayer stack up. We break down their features, use cases, compliance, and industries so you can choose the open-banking provider that best supports your company’s growth.

Introduction

Introduction

How does TrueLayer compare with Brite?

TrueLayer and Brite both provide payments infrastructure supporting instant and recurring payments, account information services, and compliant payment flows in Europe. TrueLayer focuses on white-labelled open banking payments, with fraud prevention and dedicated account support tailored to financial services and iGaming use cases. Brite, on the other hand, connects to more than 3,000 banks and emphasizes broad bank coverage and built-in smart routing, supporting use cases across financial services and non-profit sectors.

Introduction

How does TrueLayer compare with Brite?

TrueLayer and Brite both provide payments infrastructure supporting instant and recurring payments, account information services, and compliant payment flows in Europe. TrueLayer focuses on white-labelled open banking payments, with fraud prevention and dedicated account support tailored to financial services and iGaming use cases. Brite, on the other hand, connects to more than 3,000 banks and emphasizes broad bank coverage and built-in smart routing, supporting use cases across financial services and non-profit sectors.

This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.

This comparison is based on publicly accessible information as of January 2026. Where specific product information could not be identified or verified from public sources with reasonable effort, it is indicated as “not specified.” This reflects limitations of publicly available information only and does not imply the absence or inferiority of any feature or service. Product offerings and regulatory status may change over time. This comparison is provided for informational purposes only and does not constitute an exhaustive market assessment. Product offerings, features, regulatory permissions, and commercial terms may change over time. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. No affiliation, partnership, endorsement, or commercial relationship with any third party provider is implied by this comparison. For any comments, concerns or changes, reach out to shifa.rahaman@getivy.io.

This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.

This information is provided for general informational purposes only and is based on publicly available sources as of January 2026. It is intended solely to describe certain third party products and services in a factual and non evaluative manner. We do not represent, endorse, or have any affiliation, partnership, or commercial relationship with any third party provider unless explicitly stated. Product features, service scope, and regulatory permissions may change over time and may differ depending on jurisdiction. Readers should independently verify any information directly with the respective provider before making business or commercial decisions. All third party product names, trademarks, and logos are the property of their respective owners. For corrections or updates, please contact shifa.rahaman@getivy.io.

Versus

Versus

Versus

Brite vs Truelayer

Here’s a breakdown of Brite and Truelayer across products, compliance, use cases, and regions.

Product

Instant Payments

Instant Payments

Instant Payments

Manual Bank Transfer

Not Specified

Not Specified

Manual Bank Transfer

Not Specified

Not Specified

Manual Bank Transfer

Not Specified

Not Specified

Multi-Currency Accounts

Not Specified

Not Specified

Multi-Currency Accounts

Not Specified

Not Specified

Multi-Currency Accounts

Not Specified

Not Specified

Stablecoin Settlement

Not Specified

Not Specified

Stablecoin Settlement

Not Specified

Not Specified

Stablecoin Settlement

Not Specified

Not Specified

End-User Virtual Ibans

Not Specified

Not Specified

End-User Virtual Ibans

Not Specified

Not Specified

End-User Virtual Ibans

Not Specified

Not Specified

Instant Fiat Payouts

Instant Fiat Payouts

Instant Fiat Payouts

Stablecoin Payouts

Not Specified

Not Specified

Stablecoin Payouts

Not Specified

Not Specified

Stablecoin Payouts

Not Specified

Not Specified

Recurring Payments

Recurring Payments

Recurring Payments

Account Information Services

Account Information Services

Account Information Services

Features

Smart Routing Engine

Not Specified

Smart Routing Engine

Not Specified

Smart Routing Engine

Not Specified

Conversion Rates

High

High

Conversion Rates

High

High

Conversion Rates

High

High

Coverage

3800+ banks

High

Coverage

3800+ banks

High

Coverage

3800+ banks

High

Fraud Prevention

Fraud Prevention

Fraud Prevention

White Labelling

Not Specified

White Labelling

Not Specified

White Labelling

Not Specified

Support

Standard

Dedicated Account Managers

Support

Standard

Dedicated Account Managers

Support

Standard

Dedicated Account Managers

Industry

Crypto

Not Specified

Crypto

Not Specified

Crypto

Not Specified

Financial Services

Financial Services

Financial Services

Marketplaces & ECommerce

Marketplaces & ECommerce

Marketplaces & ECommerce

Trading

Trading

Trading

TrueLayer and Brite are both payments infrastructure providers supporting fast, compliant payment flows for businesses. TrueLayer supports instant and recurring payments, account information services, and instant fiat payouts. Its platform includes fraud prevention, and white-labelling, with support provided through dedicated account managers and coverage focused on Europe.

Brite also supports instant and recurring payments alongside account information services and instant fiat payouts, with connectivity across more than 3,000 banks. The platform includes fraud prevention, and a smart routing engine. Brite lists usage across financial services and non-profit use cases, with regional coverage in Europe.

Use TrueLayer if you

  • Need white-labelled open banking payments

  • Focus on financial services or iGaming use cases

Use Brite if you

  • Need broad bank coverage

  • Want built-in smart routing

Ready for the future of money?

Ready for the future of money?

Ready for the future of money?

Ready for the future of money?

Money, at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money, at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money, at
internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

Money, at internet speed

Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.