4.7 / 5 | 140 Reviews
Instant Payments & Banking for Crypto
Ivy is the crypto-native one-stop shop offering
open banking, bank accounts (C2B/B2B), and fiat
on/off-ramps.
Instant Payins & Payouts
28 Countries + 5000 banks (across Europe & UK)
Onboarded in days, not months
Leave us a message
Trusted by industry leaders
Crypto Merchants Need
Instant Bank Payments
Open Banking Payments triumph over Credit Cards & Wallets in cost and speed.
2.5x
cheaper compared to cards & wallets
>90%
conversion rate on payments
conversion rate on payments
>15
integrated crypto-friendly banking
provider for redundancy
integrated crypto-friendly banking
provider for redundancy
SOLUTIONS
The One-Stop Shop for all Payment & Banking Needs
SOLUTIONS
Take full Control of your Payment & Banking Operations
SOLUTIONS
Take full Control of your Payment & Banking Operations
SOLUTIONS
The One-Stop Shop for all Payment & Banking Needs
Accounts & Currencies
Unmatched Local Currencies
Collect customer funds on premium IBANs and get access to local currencies.
Currencies
IBANs
Value Proposition
What Makes Ivy stand out?
Coverage
Access 5,000+ banks across 28 countries with a single integration. Our network of 15+ crypto-friendly payment providers ensures your transactions never fail. Purpose-built for crypto exchanges, trading platforms, remittance services, and PSPs.
Conversion
Our Open Banking solution converts at over 90% across Europe. Funds settle in under 24 hours, so your users can start trading immediately, not days later.
Onboarding
We onboard crypto companies with VASP, CASP, MSB, or EMI licenses, as well as Seychelles, Mauritius, and South Africa-based entities. Connect via API, SDK, or your Praxis setup—go from approval to live transactions in days.
“ For crypto to reach its full potential, real-time banking deposits and withdrawals need to be table stakes. We believe crypto can fundamentally reshape financial services and how people interact with money. That’s why we’re committed to working with innovative partners like Ivy to make transacting with crypto as seamless and intuitive as possible.”
Kaushik Sthankiya, Global Head of Banking & Payments
“ For crypto to reach its full potential, real-time banking deposits and withdrawals need to be table stakes. We believe crypto can fundamentally reshape financial services and how people interact with money. That’s why we’re committed to working with innovative partners like Ivy to make transacting with crypto as seamless and intuitive as possible.”
Kaushik Sthankiya, Global Head of Banking & Payments
FAQ
In short: Cheaper & Faster. Credit Cards & Wallets can charge up >5% in the crypto space whereas Open Banking is significantly cheaper. Also, Open Banking transactions are instant (using either SEPA Instant or Faster Payment rails). Lastly, pain points like chargebacks or rolling reserves don’t exist.
Yes! Open Banking is the same as Pay by Bank, Account-to-Account, or Payment Initiation Service (PIS). Different words, same concept. Sometimes it referred to as an Alternative Payment Method, or APM.
Yes! We can collect payment in fiat (EUR & GBP), and then on-ramp it to USDC for you. For payouts, you can send us USDC, and we will do a payout in the local fiat currency. We are a direct partner of Circle, the company behind the USDC, so we can on/off-ramp very efficiently.
Open Banking (also called Pay by Bank or Account-to-Account payments) lets customers pay directly from their bank account—as simple as a card payment, but significantly cheaper for the merchant. By cutting out intermediaries, merchants save on fees while also benefiting from instant settlements (by using SEPA Instant and Faster Payments rails).
Yes! If you don’t want to offer open banking to your customers, we can just provide you with our collection accounts. Additionally, we will do the reconsiliation and take care of refunds. If you want to, we can also on-ramp the payments so you receive USDC instead of fiat.
FAQ
In short: Cheaper & Faster. Credit Cards & Wallets can charge up >5% in the crypto space whereas Open Banking is significantly cheaper. Also, Open Banking transactions are instant (using either SEPA Instant or Faster Payment rails). Lastly, pain points like chargebacks or rolling reserves don’t exist.
Yes! Open Banking is the same as Pay by Bank, Account-to-Account, or Payment Initiation Service (PIS). Different words, same concept. Sometimes it referred to as an Alternative Payment Method, or APM.
Yes! We can collect payment in fiat (EUR & GBP), and then on-ramp it to USDC for you. For payouts, you can send us USDC, and we will do a payout in the local fiat currency. We are a direct partner of Circle, the company behind the USDC, so we can on/off-ramp very efficiently.
Open Banking (also called Pay by Bank or Account-to-Account payments) lets customers pay directly from their bank account—as simple as a card payment, but significantly cheaper for the merchant. By cutting out intermediaries, merchants save on fees while also benefiting from instant settlements (by using SEPA Instant and Faster Payments rails).
Yes! If you don’t want to offer open banking to your customers, we can just provide you with our collection accounts. Additionally, we will do the reconsiliation and take care of refunds. If you want to, we can also on-ramp the payments so you receive USDC instead of fiat.
FAQ
In short: Cheaper & Faster. Credit Cards & Wallets can charge up >5% in the crypto space whereas Open Banking is significantly cheaper. Also, Open Banking transactions are instant (using either SEPA Instant or Faster Payment rails). Lastly, pain points like chargebacks or rolling reserves don’t exist.
Yes! Open Banking is the same as Pay by Bank, Account-to-Account, or Payment Initiation Service (PIS). Different words, same concept. Sometimes it referred to as an Alternative Payment Method, or APM.
Yes! We can collect payment in fiat (EUR & GBP), and then on-ramp it to USDC for you. For payouts, you can send us USDC, and we will do a payout in the local fiat currency. We are a direct partner of Circle, the company behind the USDC, so we can on/off-ramp very efficiently.
Open Banking (also called Pay by Bank or Account-to-Account payments) lets customers pay directly from their bank account—as simple as a card payment, but significantly cheaper for the merchant. By cutting out intermediaries, merchants save on fees while also benefiting from instant settlements (by using SEPA Instant and Faster Payments rails).
Yes! If you don’t want to offer open banking to your customers, we can just provide you with our collection accounts. Additionally, we will do the reconsiliation and take care of refunds. If you want to, we can also on-ramp the payments so you receive USDC instead of fiat.
FAQ
In short: Cheaper & Faster. Credit Cards & Wallets can charge up >5% in the crypto space whereas Open Banking is significantly cheaper. Also, Open Banking transactions are instant (using either SEPA Instant or Faster Payment rails). Lastly, pain points like chargebacks or rolling reserves don’t exist.
Yes! Open Banking is the same as Pay by Bank, Account-to-Account, or Payment Initiation Service (PIS). Different words, same concept. Sometimes it referred to as an Alternative Payment Method, or APM.
Yes! We can collect payment in fiat (EUR & GBP), and then on-ramp it to USDC for you. For payouts, you can send us USDC, and we will do a payout in the local fiat currency. We are a direct partner of Circle, the company behind the USDC, so we can on/off-ramp very efficiently.
Open Banking (also called Pay by Bank or Account-to-Account payments) lets customers pay directly from their bank account—as simple as a card payment, but significantly cheaper for the merchant. By cutting out intermediaries, merchants save on fees while also benefiting from instant settlements (by using SEPA Instant and Faster Payments rails).
Yes! If you don’t want to offer open banking to your customers, we can just provide you with our collection accounts. Additionally, we will do the reconsiliation and take care of refunds. If you want to, we can also on-ramp the payments so you receive USDC instead of fiat.
Drop us a line.
We’re all ears.
“Ivy’s comprehensive platform - covering payments, instant payouts collection accounts, and risk management tools -
is uniquely designed to meet the needs of crypto businesses at every stage of growth.”
Christian Niedermüller, COO KuCoin EU
Instant Payins & Payouts
28 Countries + 5000 banks (across Europe & UK)
Onboarded in days, not months
Trusted by industry leaders
Schedule your meeting
Reach out to our payments & banking
experts on a strategy tailored to your business needs.
Money, at internet speed
INTEGRATION
Copyright © 2026 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2026 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at
internet speed
INTEGRATION
Copyright © 2026 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2026 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.